Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Vol 7, No 2 (2021)

Analisis Risiko Operasional Pada Pegadaian Syariah KC. Bengkulu di Masa Pandemi Covid-19

Agustian, Rendi (Unknown)
Iswandi, Deni (Unknown)
Nurhab, Badaruddin (Unknown)



Article Info

Publish Date
15 Sep 2021

Abstract

Operational risk is an important effort that must be carried out by every company, including sharia pawnshops, as an effort to minimize losses due to risks that occur. This study aims to determine the operational risk management conducted by PT. KC sharia pawnshop. Bengkulu during the covid 19 pandemic. This research method uses a qualitative method with a case study approach. Data collection techniques for this study were collected through interviews with related parties at the research site. The results of this study indicate that operational risk is divided into two, namely risk to customers and risk to sharia pawnshops, including: Submission of information about products that are not comprehensive, limiting office hours, services, increasing operating expenses and decreasing profits. Factors causing operational risk are divided into internal factors from sharia pawnshops and external factors from customers, the way that is done by PT. KC sharia pawnshop. Bengkulu to overcome operational risks that occur is to focus on these two factors, optimizing controlling for all employees (internal) and also optimizing controlling for customers (external).

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Journal Info

Abbrev

Al-Intaj

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

Focus Al Intaj : Jurnal Ekonomi dan Perbankan Syariah is designed to provide a forum for researchers who focus on Islamic economics and banking, covering current issues in Islamic economics and banking, Islamic philanthropy, and Islamic finance. Scope The scope of this journal includes: 1. Islamic ...