Al-amiyah : Jurnal Ilmiah Multidisiplin
Vol. 1 No. 03 (2024): September-Desember

Analisis Rentabilitas untuk Mengetahui Efektivitas Penggunaan Modal dalam Menghasilkan Laba pada PT. Bank Syariah Indonesia

Totok Adhi Prasetyo (Prodi Ekonomi Syariah, STAI Sangatta, Kutai Timur)
Ainun Putri DG Mallimpo (Prodi Ekonomi Syariah, STAI Sangatta Kutai Timur)
Adna Fika Abidah Ardeliana (Prodi Ekonomi Syariah, STAI Sangatta, Kutai Timur)
Sarniati Sarniati (Prodi Ekonomi Syariah, STAI Sangatta Kutai Timur)



Article Info

Publish Date
01 Dec 2024

Abstract

This research reviews the development of Islamic banking in Indonesia, with a focus on the financial performance of PT Bank Syariah Indonesia. Despite facing the 1998 financial crisis and the 2008 global economic downturn, Islamic banks have proven their resilience and ability to withstand the impacts of these crises. In 2015, the government proposed merging three state-owned Islamic banks to improve efficiency and foster the growth of the sharia-based economy. The primary aim of this article is to assess the financial performance of Bank Syariah Indonesia by analyzing profitability, liquidity, and solvency ratios. The research utilizes a quantitative descriptive approach, analyzing data from the bank's 2021-2022 financial reports. The results indicate that the bank's financial performance is strong, with profitability, liquidity, and solvency ratios categorized as good to very good. This article contributes to a deeper understanding of the role of Islamic banks in supporting the national economy through financial performance evaluation.

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Journal Info

Abbrev

alamiyah

Publisher

Subject

Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

Description

AL-AMIYAH: Jurnal Ilmiah Multidisiplin (ISSN 3048-2038) adalah jurnal ilmiah yang menerbitkan artikel tentang ilmu pengetahuan dalam perspektif multidisiplin ilmu. Terbit 4 bulanan, Issue 1 pada bulan Januari-April; Issue 2 pada bulan Mei-Agustus; dan Issue 3 pada bulan September-Desember. ...