Jurnal Penelitian
Vol 12 No 1 (2015): Volume 12 Nomor 1 2015

PENGELOLAAN BAITUL MAAL PADA BAITUL MAAL WA TAMWIL (BMT) DI KOTA PEKALONGAN

Agus Fakhrina (Unknown)



Article Info

Publish Date
31 May 2015

Abstract

This research was aimed to know whether the interest based-banking system still shadow the sharia based-banking system in the light of that the former operate in a banking industry dominate by interest system.to proof whether it is true or not, it is necessary to do a research that questions whether interest rate of credit and deposit of conventional bank influence margin rate of murabahah finance of Islamic bank in Indonesia. The result showed that in a banking industry environment dominated by interest system, Islamic bank have not yet release from the old system. This is proven by that interest rate of credit and deposit of conventional bank has significance influence to margin rate of Islamic bank Indonesia, either partially or simultaneously, with determination coefficient 53.1%. It means that the contribution of those both variables (interest rate of credit and deposit simultaneously) to margin rate of murabahah is 53.1%. The rest (46.9%) is influenced by other factors.

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Journal Info

Abbrev

Penelitian

Publisher

Subject

Religion Humanities Education Social Sciences

Description

Aim Jurnal Penelitian is a peer-reviewed journal dedicated to publishing high-quality research on various aspects of religiosity, Islam, and culture in Indonesia. As a predominantly Muslim country, Indonesia is home to a diverse range of local cultures. Islam, which originated outside of Indonesia, ...