JUrnal Riset Ilmu Pendidikan
Vol. 4 No. 1 (2024): Jurnal Riset Ilmu Pendidikan

The Influence of Liabilities and Equity on Profitability in Islamic Banks Listed on the Indonesia Stock Exchange 2021-2023

Fazria, Rizka (Unknown)
Rahman, Febriani Nur (Unknown)
Septika, Edya Nashwa (Unknown)
Kania, Sherly Indah (Unknown)
Chrisna, Heriyati (Unknown)



Article Info

Publish Date
29 Feb 2024

Abstract

This study examines the impact of capital components in the form of liabilities and equity on the ability to generate profits in Islamic-based banks listed on the IDX for the 2021-2023 period. The results of secondary data processing using multiple regression techniques indicate a significant opposite correlation between liabilities and profitability, indicated by a coefficient value of -0.087 at a significance level of 0.000 (below 0.05). On the other hand, equity shows a meaningful unidirectional relationship with profitability, reflected by a coefficient of 1.423 at a significance level of 0.000 (below 0.05). Overall testing through the F test shows that both independent variables have a significant simultaneous effect, evidenced by the calculated F value of 26.129 at a significance of 0.000 (below 0.05). The reliability of the analysis model was confirmed through the fulfillment of all prerequisite tests including normal distribution, free of multicollinearity, heteroscedasticity, and autocorrelation symptoms. The research conclusion underlines the urgency of balancing the capital structure, with recommendations to strengthen the equity side rather than adding liabilities to encourage the improvement of Islamic banks' financial performance.

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Journal Info

Abbrev

JRIP

Publisher

Subject

Education Languange, Linguistic, Communication & Media Other

Description

Jurnal Riset Ilmu Pendidikan adalah jurnal yang diterbitkan oleh Lembaga Riset Mutiara Akbar, Medan, Indonesia merupakan jurnal akses terbuka yang dapat digunakan sebagai media interaksi bagi seluruh cendikiawan di berbagai bidang pendidikan dan penelitian. Pokok bahasannya meliputi studi tekstual ...