Jurnal Ilmiah Edunomika (JIE)
Vol. 9 No. 1 (2025): EDUNOMIKA

PENGARUH INKLUSI KEUANGAN, PENGETAHUAN KEUANGAN DAN TINGKAT PENDIDIKAN TERHADAP PERILAKU KEUANGAN PADA PELAKU UMKM DI KECAMATAN RANTEPAO KABUPATEN TORAJA UTARA

Lusdani, Westerini (Unknown)
Panimba, Winta (Unknown)
Herlisya, Herlisya (Unknown)



Article Info

Publish Date
07 Feb 2025

Abstract

The Influence of Financial Knowledge, Financial Inclusion and Education Level on Financial Behavior among MSMEs in Rantepao District, North Toraja Regency. This research aims to find out whether the variables Financial Knowledge, Financial Inclusion, and Education Level have an effect on Financial Behavior. The type of research used in this research is quantitative descriptive. This research used a sample of 71 MSMEs in Rantepao District. The results of this research show that partially Financial Knowledge has a significant effect on Financial Behavior in MSMEs in Rantepao District, this can be seen in the results of the t test where the sig value is 0.037 < 0.05, partial Financial Inclusion has no significant effect on Financial Behavior For MSMEs in Rantepao District, with a value of sig. 0.857 > 0.05, while the level of education partially has a positive effect on the financial behavior of MSMEs in Rantepao District, a value of sig. 0.016.< 0.05 and simultaneously Financial Knowledge, Financial Inclusion, and Level of Education have a significant positive effect on Financial Behavior in MSMEs in Rantepao District. This can be seen in the results of the F test where the significance value is 0.004 < 0.05.

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Journal Info

Abbrev

jie

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

Description

Jurnal Ilmiah EDUNOMIKA dengan ISSN 2598-1153, diterbitkan 2 (dua) kali setahun (Pebruari dan Agustus) oleh LPPM STIE AAS Surakarta bekerjasama dengan Pusat Kajian Pendidikan dan Ekonomi (PUSKAPE), Yayasan Keluarga Muslim Al Azarul Ulum Sukoharjo. Terbit pertama pada bulan Pebruari 2017. Redaksi ...