Alhamdulillah : Jurnal Agama Islam
Vol. 2 No. 01 (2023): Alhamdulillah : Jurnal Agama Islam

The Contribution of Murabahah Financing in Improving the Financial Performance of Islamic Banks in Indonesia: An Empirical Perspective

Muflihan, Muflihan (Unknown)
Najwa , Najwa Shifa Qursya (Unknown)



Article Info

Publish Date
30 Jun 2023

Abstract

The purpose of this study is to analyze the impact of murabahah financing on the financial performance of Islamic banks in Indonesia. Using secondary data from Islamic bank financial reports for the period 2018-2022, this study applies multiple linear regression analysis to test the relationship between murabahah financing and financial performance variables such as profitability, operational efficiency, and asset growth. The results of the analysis show that murabahah financing has a positive and significant effect on profitability and asset growth, while its effect on operational efficiency is lower. Murabahah financing has proven effective in improving the financial performance of Islamic banks, both in terms of stable income and cost management. This study provides guidance for Islamic banks to further develop murabahah financing strategies by considering risk management and diversification of financing products.

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Journal Info

Abbrev

Islam

Publisher

Subject

Religion Arts Education Languange, Linguistic, Communication & Media Other

Description

Articles that will publishes in the Journal are manuscripts from empirical research (Quantitative or Qualitative Methods), Literature Studies and Library Research which are contribute to the development of general studies of religion and science, especially the themes of integration science and ...