Indo-MathEdu Intellectuals Journal
Vol. 6 No. 4 (2025): Indo-MathEdu Intellectuals Journal

Integrasi Literasi Keuangan dalam Kurikulum Pendidikan Ekonomi di Institut Pendidikan Tapanuli Selatan

Samakmur, Samakmur (Unknown)
Rambey, Mara Judan (Unknown)
Vebrina, Dinda (Unknown)



Article Info

Publish Date
27 Jun 2025

Abstract

This study aims to evaluate the level of financial literacy integration within the Economic Education curriculum and to identify dominant and underdeveloped dimensions of financial literacy among students. The research was conducted at the Economic Education Study Program of the Institute of Education Tapanuli Selatan, involving 146 active students as respondents. The research method employed a descriptive quantitative approach, using a Likert-scale questionnaire developed based on financial literacy indicators from Atkinson & Messy (2012) and Lusardi & Mitchell (2014). The findings reveal that the integration of financial literacy into the curriculum is categorized as high, with an average score of 75.49%. The highest score was obtained in the area of personal financial planning and management (81.18%), while the lowest score was in future financial planning (68.46%). These results indicate that short-term financial literacy is well addressed in the learning process, whereas long-term financial planning requires further emphasis. This research concludes that although financial literacy integration is present, the curriculum still needs adjustments to become more practical and contextual. Recommendations include developing specialized financial literacy courses, adopting project-based learning methods, and conducting regular curriculum evaluations to enhance students’ preparedness in facing the challenges of the digital economy

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Journal Info

Abbrev

imeij

Publisher

Subject

Mathematics

Description

Indo-MathEdu Intellectuals Journal is a fully refereed (double-blind peer review) and an open-access online journal for academics, researchers, graduate students, early-career researchers and students, published by Lembaga Intelektual Muda (LIM) Maluku. IMEIJ is a periodical publication (two times a ...