Indonesian Journal of Multidisciplinary Science
Vol. 4 No. 10 (2025): Indonesian Journal of Multidisciplinary Science

Transformation Towards a Clean Digital Economy by Optimizing Non-Cash Transactions as an Instrument to Prevent Corruption

Wibisono, Sonny (Unknown)
Subiyantoro, Heru (Unknown)



Article Info

Publish Date
05 Jul 2025

Abstract

The transformation towards a digital economy in Indonesia presents a strategic opportunity to enhance financial transparency and combat corruption through non-cash transactions. Despite initiatives like the National Non-Cash Movement (GNNT) and advancements in digital payment systems such as QRIS, cash transactions remain dominant due to infrastructure disparities, low digital literacy, and entrenched cultural habits. This study examines the role of non-cash transactions in preventing corruption by leveraging digital footprints for real-time monitoring and accountability. Using a normative legal research method, the study analyzes regulations like Law Number 8 of 2010 on Money Laundering Prevention, alongside secondary data from institutions such as Bank Indonesia and the Corruption Eradication Commission (KPK). Findings reveal that digital transactions significantly reduce corruption risks by enabling transparent financial tracking, as evidenced by successful implementations like e-budgeting in DKI Jakarta. However, challenges persist, including cybersecurity threats and uneven policy coordination. The research underscores the need for stronger infrastructure, public education, and cross-sector collaboration to foster inclusive digital adoption. Strategic recommendations include enhancing regulatory frameworks, expanding digital literacy programs, and incentivizing private-sector innovation. These measures aim to create a resilient digital economy that prioritizes transparency, accountability, and equitable access, ultimately reducing corruption and strengthening public trust in financial governance.

Copyrights © 2025






Journal Info

Abbrev

ijoms

Publisher

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences

Description

Indonesian Journal of Multidisciplinary Science (IJOMS) is a scientific journal in the form of research and can be accessed openly. This journal has e-ISSN 2808-6724 and p-ISSN 2808-5957. This journal is published monthly by International Journal Labs. The development of the company made the ...