AGRITEPA: Jurnal Ilmu dan Teknologi Pertanian
Vol 12 No 1 (2025)

Analysis The Behavior of Oil Palm Farmers Towards People’S Business Credit at Bank Mandiri In Central Bengkulu

Sagala, Ruficha (Unknown)
Nurmalia, Ana (Unknown)
Fariadi, Herri (Unknown)



Article Info

Publish Date
26 Jun 2025

Abstract

Oil palm farmers in Central Bengkulu Regency in their farming activities require capital. The capital used is credit from Bank Mandiri. Purpose: The purpose of this study is (1) to determine the attitude of oil palm farmers toward the People's Business Credit (KUR) and (2) to determine the behavior of oil palm farmers toward the People's Business Credit (KUR) in Pagar Dewa Village, Central Bengkulu Regency. Methodology: The research method used is a descriptive quantitative method and the Fishbein model to determine the attitude of farmers toward the overall product attributes including: quality, features, and services. Results: The results show that the attitude of farmers toward the People's Business Credit at Bank Mandiri in Pagar Dewa Village, Central Bengkulu Regency, is positive. Findings: The total attitude score is 4.5, which means (Ao > 0), indicating that the farmers' attitude is positive for each attribute (quality, features, and services). Farmers' behavior (B) is influenced by two factors, namely the attitude of the farmer (Ao) and subjective norm (SN) with a value of 5.73. The result obtained for farmers' behavior toward the People's Business Credit at Bank Mandiri in Pagar Dewa Village, Central Bengkulu Regency, is 5.24 (B > 0). Novelty: The study shows that the behavior of farmers is good. Conclusion: This means that farmers may repeat their KUR borrowing at Bank Mandiri in the future. Type of Paper: Research Paper.

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Journal Info

Abbrev

agritepa

Publisher

Subject

Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Environmental Science Industrial & Manufacturing Engineering Materials Science & Nanotechnology

Description

Jurnal AGRITEPA scientific periodical publication on Agricultural Food Technology, Agribusiness, Agricultural Socio Economics and Business. Jurnal AGRITEPA is a scientific communication media which is issued by Agribusiness Study Program and Agricultural Food Technology Study Program, Faculty of ...