Solusi: Jurnal Kajian Ekonomi dan Bisnis
Vol. 20 No. 1 (2025)

PENGARUH NPL,LDR DAN NIM TERHADAP ROE PADA BANK BJB PERIODE TAHUN 2007 - 2024

Jumiati, Jumiati (Unknown)
Jelita, Anggun (Unknown)
Aurelia Hamzah, Chika (Unknown)
Yemima Christy, Ulina (Unknown)
Florentina Seno, Maria (Unknown)
Sumantri, Fazhar (Unknown)

Article Info

Publish Date
24 Jun 2025

Abstract

This study aims to analyze the effect of Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR),and Net Interest Margin (NIM) on Return on Equity (ROE) at Bank BJB during the period 2007 to2024. The method used in this study is a descriptive quantitative approach using secondary dataanalyzed through multiple linear regression. The results of the study indicate that NPL and LDR donot have a significant effect on ROE partially, while NIM has a positive and significant effect onROE. Simultaneously, the three independent variables (NPL, LDR, and NIM) have a significanteffect on ROE. This finding confirms the importance of interest income efficiency in increasing bankprofitability.

Copyrights © 2025




Citation Download
RIS
EndNote, Reference Manager, ProCite
BibTex
Latex, Jabref
Original Source
Download Original
Google Scholar
Check in Google Scholar
Journal Info
Solusi: Jurnal Kajian Ekonomi dan Bisnis
Website

Abbrev

jurnal

Publisher

STIE Solusi Bisnis Indonesia

Subject

Economics, Econometrics & Finance Environmental Science Social Sciences

Description

Fokus dan ruang lingkup SOLUSI: jurnal Kajian Ekonomi dan Bisnis merupakan jurnal Ekonomi dan bisnis yang diterbitkan oleh Sekolah Tinggi Ilmu Ekonomi SBI Yogyakarta sebagai media komunikasi, media hasil penelitian yang bertujuan untuk mempublikasikan berbagai hasil kajian empiris dari para ...