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All Journal Solusi: Jurnal Kajian Ekonomi dan Bisnis
Florentina Seno, Maria
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Economics, Econometrics & Finance Environmental Science Social Sciences

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PENGARUH NPL,LDR DAN NIM TERHADAP ROE PADA BANK BJB PERIODE TAHUN 2007 - 2024 Jumiati, Jumiati; Jelita, Anggun; Aurelia Hamzah, Chika; Yemima Christy, Ulina; Florentina Seno, Maria; Sumantri, Fazhar
Kajian Ekonomi dan Bisnis Vol. 20 No. 1 (2025)
Publisher : Sekolah Tinggi Ilmu Ekonomi SBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51277/keb.v20i1.239

Abstract

This study aims to analyze the effect of Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR),and Net Interest Margin (NIM) on Return on Equity (ROE) at Bank BJB during the period 2007 to2024. The method used in this study is a descriptive quantitative approach using secondary dataanalyzed through multiple linear regression. The results of the study indicate that NPL and LDR donot have a significant effect on ROE partially, while NIM has a positive and significant effect onROE. Simultaneously, the three independent variables (NPL, LDR, and NIM) have a significanteffect on ROE. This finding confirms the importance of interest income efficiency in increasing bankprofitability.
Co-Authors Aurelia Hamzah, Chika Fazhar Sumantri Jelita, Anggun Jumiati Jumiati Yemima Christy, Ulina