Finance
Vol. 3 No. 1 (2025): Volume 3 Nomor 1, Mei 2025

BEYOND PROFIT DALAM MENGGAGAS MODEL PERBANKAN SYARIAH YANG HUMANIS DAN INKLUSIF

Maulana, Fadhil (Unknown)



Article Info

Publish Date
24 Jun 2025

Abstract

Sharia banking has often been understood as merely an interest-free financial alternative, when in fact its essence is much deeper and broader. This article proposes a model of sharia banking that is not only profit-oriented but also promotes humanistic values and social inclusiveness. Through a maqashid-based approach, Islamic finance should aim to create economic justice, empower communities, and address structural inequalities. By integrating ethical principles, civilized digitalization, and expanding access for vulnerable groups, Islamic banks can play a transformative role in social development. This article emphasizes that the success of future Islamic banking is not only measured by profitability, but by how far it can dignify humanity and bridge those who are economically left behind. Thus, the “beyond profit” initiative is an important step toward banking that is not only Islamic in form, but also in spirit.  

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Journal Info

Abbrev

finance

Publisher

Subject

Religion Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Other

Description

Finance: Journal of Accounting and Finance is a journal managed by the Islamic Banking Study Program at Zainul Hasan Genggong Islamic University and in collaboration with the professional organization, the Association of Islamic Economists. with a professional organization, namely the Association of ...