Madani: Multidisciplinary Scientific Journal
Vol 3, No 6 (2025): July 2025

Akad Musyarakah dan Musyarakah Mutanaqisah (MMQ)

Dliyauddin, Dliyauddin (Unknown)
Caya, Rosdiyana (Unknown)
Basse, Rahman Ambo (Unknown)
Sapa, Nasrullah Bin (Unknown)



Article Info

Publish Date
17 Jul 2025

Abstract

Musyarakah and Musyarakah Mutanaqisah (MMQ) are two types of syirkah contracts widely used in Islamic financial institutions as interest-free financing alternatives. These contracts are based on the principles of partnership, risk-sharing, and profit-sharing. This paper analyzes the theoretical and practical aspects of both contracts, focusing on their structure, legal foundations, advantages, and implementation challenges in the context of Indonesia.

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