e-Jurnal Apresiasi Ekonomi
Vol 13, No 2 (2025)

EFFECT OF FINANCIAL LITERACY, RISK PERCEPTION, AND FINANCIAL ATTITUDE ON INVESTMENT DECISIONS OF MILLENNIAL GENERATION

Desiyanti, Rika (Unknown)
Islamiati, Febi (Unknown)
Fitria, Reza (Unknown)
Moreno, Kiko (Unknown)
Sari, Julia Novita (Unknown)

Article Info

Publish Date
11 Jul 2025

Abstract

This study aims to determine and analyze the influence of financial literacy, risk perception, and financial attitudes on the investment decisions of the millennial generation of Bung Hatta University students. The variables studied include financial literacy (X1), risk perception (X2), and financial attitudes (X3) as independent variables, and investment decisions (Y) as the dependent variable. The population in this study were Bung Hatta University students, class of 2021-2023. The sample taken was 204 respondents using the Proportionate Stratified Random Sampling method. The analysis technique used is Smart PLS 3. The results of this study indicate that financial literacy has a positive effect on investment decisions, risk perception has a positive effect on investment decisions, and financial attitudes have an effect on investment decisions.

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Journal Info
e-Jurnal Apresiasi Ekonomi
Website

Abbrev

apresiasiekonomi

Publisher

Sekolah Tinggi Ilmu Ekonomi Pasaman Simpang Empat

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

topics that will be published in this journal are: 1. Development theory and application of management science; 2. Study of entrepreneurship and entrepreneurship development; 3. Development and research on applying the theory of business science 4. Community economic development. But the other ...