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Persistensi dan Konsistensi Kinerja Reksadana di Indonesia Desiyanti, Rika
Jurnal Kajian Manajemen Bisnis Vol 3, No 1 (2014): Jurnal Kajian Manajemen Bisnis
Publisher : Jurusan Manajemen Fakultas Ekonomi Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (135.225 KB) | DOI: 10.24036/jkmb.474300

Abstract

Invesment Activity of mutual fund is fund gathering from all investor and managed by invesment manager with forming portofolio. This research test related between past performance with the future performance of mutual fund with the test persistence. This research also test what there is consistency model at measurement of performance of mutual fund in Indonesia. There are three model used in measuring performance of mutual fund, that is Index Sharpe, index Treynor and index Jensen. Sampel in this research is all  of share fund. Mutual of share Fund selected because having compared to higher level return three other type mutual fund. Result of research shown in the Indonesia there are abnormal return at mutual fund. This  indicate that the invesment manager earn to predict of movement of price sekuritas so that can obtain abnormal return. There is related between past performance with the future performance. This matter explain that historical performance of mutual fund become the especial consideration of  investor in chosening mutual fund. There are not consistency among index Sharpe, index Treynor and index Jensen in measuring performance of mutual fund in Indonesia
THE EFFECT OF FIRM CHARACTERISTICS ON THE UNDERPRICING OF IPO STOCK Desiyanti, Rika; Hanum, Mutiara; Chrismondari; Yuliza, Mai
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 2 No. 4 (2023): SEPTEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/marginal.v2i4.814

Abstract

Initial Public Offerings (IPOs) represent a critical mechanism for companies to raise capital by offering their shares to the public for the first time. This study investigates the determinants of stock underpricing in IPO companies listed on the Indonesia Stock Exchange between 2019 and 2022. Specifically, we examine the impact of return on equity (ROE), firm size, firm age, and reputation in terms of Knowledge, Attitude, and Practice (KAP) on stock underpricing. The sample selection process employs a saturated sample methodology, resulting in a final observation-worthy sample of 134 companies from an initial pool of 219. We employ multiple regression analysis using the SPSS 27 program to analyze the data. Our findings reveal that while firm size, age, and KAP reputation do not significantly influence stock underpricing, return on equity emerges as a significant determinant affecting the degree of stock underpricing in IPOs. This research contributes to a better understanding of the dynamics at play in the IPO market, providing valuable insights for investors, policymakers, and market participants.
LITERASI DAN INKLUSI KEUANGAN SERTA INDEKS UTILITAS UMKM DI PADANG Desiyanti, Rika
Bisman - Jurnal Bisnis & Manajemen Vol 2 No 02 (2016): Desember
Publisher : P3M- Politeknik Negeri Kupang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pemahaman dan melek keuangan sangat dibutuhkan dalam dunia usaha. Begitu juga denganpemahaman terhadap produk-produk keuangan usaha yang dibutuhkan oleh masyarakat danUMKM/usaha mikro kecil menengah dalam menjalankan dunia bisnisnya. Literasi keuangan,perencanaan keuangan, produk-produk keuangan dan pembiayaan usaha /inklusi keuangan sangatpenting dan dibutuhkan oleh UMKM untuk meningkatkan usahanya, yang pada akhirnya akanmeningkatkan perekonomian Indonesia. Sampel penelitian ini adalah 100 orang yang diambilkandari populasi UMKM Padang. Penelitian ini adalah penelitian kualitatif deskriptif. Penelitian inibertujuan untuk mengetahui literasi keuangan yang terdiri dari perencanaan keuangan dan tujuankeuangan UMKM. Juga meneliti inklusi keuangan beserta indeks utilitas (produk keuanganperbankan, asuransi, pembiayaan, pegadaian, pasar modal dan dana pensiun).
ANALISIS PAJAK, TUNNELING INCENTIVE, DAN MEKANISME BONUS TERHADAP TRANSFER PRICING PADA PERUSAHAAN SEMEN YANG TERDAFTA DI BURSA EFEK INDONESIA Baviga, Rio; Desiyanti, Rika
Jurnal Revenue : Jurnal Ilmiah Akuntansi Vol. 5 No. 1 (2024): Jurnal Revenue : Jurnal Ilmiah Akuntansi
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/rev.v5i1.400

Abstract

This research aimed to determine the influence of : (1) Tax (2) Tunneling Incentive And (3) Mechanism Fee on Transfer pricing to cement companies listed on Indonesia. The research period was 2017-2021. This research was classiefed as ex post facto research, causal associative, and quantitative approach. This population in this study was all cement companies listed in Indonesia stock exchange (IDX) in 2017-2021. the research sample technique used purposive sampling technique. Data analysis method used multiple linear regression. The result of the research showed that : The tax hat no effect to Transfer pricing with regression confficient 0,059 and significance 0.588. Tunneling Insentive had positive effect to Transfer pricing with regression coefficient 1,344 and significance 0.273. Mecanism Fee effect to Transfer pricing with regression confficient -0,791 and significance 0,000. The Tax, Tunneling Insentive and Mecanism Fee, effect the Transfer pricing of cement companies listed in indonesia stock exchange (IDX) in 2017-2021 with F-count 3,413 and significance 0,000. The result of the adjusted R2 test in this study obtained a value of 0.818. This showed that the Transfer pricing was influenced by The Tax, Tunneling Insentive, and Mecanism Fee of 81,8 %, while the rest of 18,2% was influenced by other factors not examined in this study
The Role of Perceived Ease of Use and Cashback Promotions on Impulsive Purchases of Shopeepay Users Yoma, Melita Apri; Desiyanti, Rika
Jurnal Teknologi dan Manajemen Vol. 22 No. 2 (2024): JURNAL TEKNOLOGI DAN MANAJEMEN (AUGUST)
Publisher : Politeknik STMI Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52330/jtm.v22i2.287

Abstract

The impact of development technology from product digital wallet against impulse buying is a significant phenomenon. This study aims to analyze the effect of perceived ease of use, cashback promotions, and financial literacy on impulse buyers of shopeepay users. Respondents used were Faculty of Business Economics students at private universities in Padang City. This research uses a purposive sampling technique with 80 respondents. The validity method was carried out using Confirmatory Factor Analysis (CFA), while multiple regression analysis using the STATA application was used to test the research hypothesis. The results showed that perceived ease of use and cashback promotions had a positive influence on impulse purchases, while financial literacy did not show a significant effect. The contribution of this research is to provide a deeper understanding of the factors that influence impulse buying in the digital era, especially those related to perceived ease of use, cashback promotions, and financial literacy in using shopeepay.
Investment Decisions of Generations Y and Z With Financial Literacy as a Moderation Variable in the Era of Digitalization Desda, Mia Muchia; Yuliza, Mai; Satriadi, Satriadi; Desiyanti, Rika; Febianni, Valen; Dini, Dini
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 4 No. 2 (2025): MARCH
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/marginal.v4i2.1595

Abstract

Digital investment platforms have made various investment instruments increasingly accessible to younger generations in Indonesia, yet concerns persist about how financial literacy levels impact investment decision-making. This study aims to analyze the influence of financial literacy on investment decisions among Generation Y (millennials) and Generation Z in Indonesia, with financial literacy serving as a moderating variable. The research employed a quantitative approach through a survey of 300 respondents from both generations. Analysis of the data revealed that financial literacy significantly influenced investment decisions, with individuals possessing higher financial literacy demonstrating more measured and information-based investment choices compared to those with lower literacy levels. These findings have important implications for financial institutions, policymakers, and educational institutions in developing targeted financial education programs and risk management strategies for young investors. Based on these findings, this study recommends strengthening financial education initiatives for Generations Y and Z to promote more rational investment decision-making in the digital era.
EFFECT OF FINANCIAL LITERACY, RISK PERCEPTION, AND FINANCIAL ATTITUDE ON INVESTMENT DECISIONS OF MILLENNIAL GENERATION Desiyanti, Rika; Islamiati, Febi; Fitria, Reza; Moreno, Kiko; Sari, Julia Novita
Jurnal Apresiasi Ekonomi Vol 13, No 2 (2025)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v13i2.955

Abstract

This study aims to determine and analyze the influence of financial literacy, risk perception, and financial attitudes on the investment decisions of the millennial generation of Bung Hatta University students. The variables studied include financial literacy (X1), risk perception (X2), and financial attitudes (X3) as independent variables, and investment decisions (Y) as the dependent variable. The population in this study were Bung Hatta University students, class of 2021-2023. The sample taken was 204 respondents using the Proportionate Stratified Random Sampling method. The analysis technique used is Smart PLS 3. The results of this study indicate that financial literacy has a positive effect on investment decisions, risk perception has a positive effect on investment decisions, and financial attitudes have an effect on investment decisions.
The Influence of Financial Literacy, Financial Knowledge, And Parental Income On Financial Management Behavior Desiyanti, Rika; Novita Sari, Julia; Fitria , Reza; Rahmawati, Novia; Yunilma, Yunilma
JURNAL MANAJEMEN UNIVERSITAS BUNG HATTA Vol 20 No 2 (2025): Jurnal Manajemen Universitas Bung Hatta
Publisher : Management Department, Faculty of Economics and Business, Universitas Bung Hatta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37301/jmubh.v20i2.27584

Abstract

This research aims to determine and analyze the effect of financial literacy, financial knowledge, and parental income on financial management behavior in Bung Hatta University students. The variables studied include financial literacy (X1), financial knowledge (X2), and parental income (X3) as independent variables, and financial management behavior (Y) as the dependent variable. The population in this study were Bung Hatta University students, class of 2020- 2022. A sample of 251 respondents using the Proportionate Stratified Random Sampling method. The results of this study indicate that financial literacy has a positive effect on financial management behavior, financial knowledge has a positive effect on financial management behavior and parental income has no effect on financial management behavior.
Pengaruh Literasi Keuangan, Pendapatan, dan Perilaku Keuangan Terhadap Keputusan Investasi pada Nasabah Tabungan Emas Pegadaian yang Ada di Kota Padang Moreno, Kiko; Desiyanti, Rika; Novita Sari, Julia; Fitria, Reza; Islamiati, Febi
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 1 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i1.7664

Abstract

Penelitian ini bertujuan untuk membuktikan seberapa Pengaruh Literasi Keuangan,  Pendapatan Dan Perilaku Keuangan Terhadap Keputusan Investasi Pada Nasabah Tabungn Emas Pegadaian Cabang Tarandam Kota Padang. Studi empiris dilakukan untuk menganalisis Pengaruh Literasi Keuangan,  Pendapatan Dan Perilaku Keuangan Terhadap Keputusan Investasi Pada Nasabah Tabungn Emas Pegadaian Cabang Tarandam Kota Padang. Objek Penelitian yang digunakan adalah PT. Pegadaian Cabang Tarandam Kota Padang. Metode penelitian yang digunakan adalah kuantitatif digunakan untuk menguji tiga hipotesis dengan menggunakan kuesioner sebagai instrumen pengumpulan data yang menggunakan teknik purposive sampling. Data diperoleh dari 288 responden yang secara langsung didapatkan dari nasabah Pegadaian Cabang Tarandam yang menggunakan tabungan emas. Pengaruh antara faktor-faktor penentu dianalisis menggunakan software SPSS. Hasil penelitian menunjukkan bahwa Eliterasi keuangan, pendapatan dan perilaku keuangan berpengaruh signifikan terhadap Keputusan Investasi Pada Nasabah Tabungan Emas Pegadaian Cabang Tarandam Kota Padang.
Pengaruh Literasi Keuangan dan Pengelolaan Keuangan Terhadap Kinerja dan Keberlangsungan UMKM di Kota Padang Desiyanti, Rika; Chrismondari, Chrismondari; Romero, Adnan Raja
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 2 (2023): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i2.5016

Abstract

The study aims to analyze the impact of financial literacy and financial management on the performance and sustainability of micro, small, and medium enterprises (MSMEs) in Padang City. This research is quantitative, and it uses primary data obtained through questionnaires. This research population is an MSMEs perpetrator in the city. Sampling techniques in research use census techniques. Around 150 people participated in the event. The data was processed with SPSS software for Windows version 22. The results of this study indicate that financial literacy has a positive impact on the performance of MSMEs and business sustainability; financial management has positive experience with the sustainability of enterprises; and financial management is consistent with the outcomes of MSMEs.