<![CDATA[Rapid technology advancements and economic growth have made it simpler for consumers to get the knowledge they want. Purposive sampling was used to choose 100 samples in total. A survey was utilised to gather the data, and the PLS approach was used for analysis. Three phases of analysis were used: hypothesis testing, inner model analysis, and outside model analysis. The outcomes reveal: (1) Financial literacy has a significant positive influence on investment decisions; (2) Financial technology has a significant positive influence on investment decisions; (3) Financial literacy has a significant positive influence on financial inclusion; (4) Financial technology has a significant positive influence on financial inclusion; Financial inclusion has a significant positive influence on investment decisions; (6) Financial inclusion can mediate financial literacy on investment decisions; (7) Financial inclusion can mediate financial technology on investment decisions.]]>
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