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All Journal Jurnal Ekonomi
Ni Nyoman Ayu Candrayani
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Economics, Econometrics & Finance

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Pengaruh Literasi Keuangan dan Fintech Terhadap Investasi Dengan Inklusi Keuangan Sebagai Pemediasi Ni Putu Yuliana Ria Sawitri; Ni Nyoman Ayu Candrayani
Jurnal Ekonomi Vol. 30 No. 2 (2025): July 2025
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v30i2.3015

Abstract

Rapid technology advancements and economic growth have made it simpler for consumers to get the knowledge they want.  Purposive sampling was used to choose 100 samples in total.  A survey was utilised to gather the data, and the PLS approach was used for analysis.  Three phases of analysis were used: hypothesis testing, inner model analysis, and outside model analysis. The outcomes reveal: (1) Financial literacy has a significant positive influence on investment decisions; (2) Financial technology has a significant positive influence on investment decisions; (3) Financial literacy has a significant positive influence on financial inclusion; (4) Financial technology has a significant positive influence on financial inclusion; Financial inclusion has a significant positive influence on investment decisions; (6) Financial inclusion can mediate financial literacy on investment decisions; (7) Financial inclusion can mediate financial technology on investment decisions.
Co-Authors Ni Putu Yuliana Ria Sawitri