This study aims to analyze the influence of lifestyle, financial attitude, and financial literacy on financial satisfaction among Generation Z in Jabodetabek. Generation Z, as digital natives, is highly exposed to financial technology and consumer trends that can affect their financial well-being. This research adopts a quantitative descriptive approach using a survey method and Google Form questionnaire to collect data from 170 respondents. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4.0. The findings reveal that lifestyle, financial attitude, and financial literacy have a positive and significant influence on financial satisfaction. The results suggest that a balanced lifestyle, a positive attitude toward finance, and adequate financial literacy contribute to a higher level of financial satisfaction among Generation Z in urban areas.
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