BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Vol 6, No 2 (2021): Islamic economics and banking research

Analisis Determinasi Kinerja Keuangan Bank Umum Syariah Di Indonesia (Periode Januari 2016 – November 2020)

Hapsari, Hening Pratika Nila (Unknown)
Risqulloh, Faiz Hanif (Unknown)



Article Info

Publish Date
01 Apr 2024

Abstract

Islamic commercial Banks in Indonesia continue to experience improvement because of the better performance level of Islamic banking in Indonesia. The increase in the performance of Islamic commercial banks in Indonesia is also influenced by the role of the people who entrust them to use the banking services they choose, especially customers who invest in the hope of getting profit back. Bank Indonesia has determined that one way to measure bank profitability is the return on assets (ROA). This study uses a quantitative analysis using secondary data types in the form of monthly data for 4 years 11 months, namely Return On Assets (ROA) data which is influenced by BOPO, NPF, NOM, FDR that occurs in Indonesia using the ECM (Error Correction Model). The results in this study are BOPO has a negative and insignificant effect on ROA, NPF has a negative and significant effect on ROA, NOM has a positive and significant effect on ROA, and FDR has a negative and insignificant effect on ROA on Islamic Commercial Banks in Indonesia

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Journal Info

Abbrev

alilmi

Publisher

Subject

Religion Economics, Econometrics & Finance Education Other

Description

This journal is an electronic scientific journal focused on advancing knowledge in the fields of Islamic economics and banking. It publishes research articles, theoretical studies, and practical analyses covering topics such as Islamic finance, Islamic banking, halal investment, macro- and ...