PERSONAL BUDGET STRATEGY FOR FEBI UIN BANDUNG STUDENTS IN FACING THE RISING COST OF LIVING

Ayi Abdul Latif
M Rafeli Iskandar

Gunung Djati Conference Series
Vol. 56 (2025): Seminar Nasional Ekonomi dan Bisnis Islam

The increase in the cost of living due to global inflation has a significant impact on the financial stability of students, especially those who do not have a fixed income. This study aims to analyze the personal budget strategies of FEBI students of UIN Sunan Gunung Djati Bandung in managing finances in the midst of economic uncertainty. Using a descriptive quantitative method, data was collected from 68 active students through an online questionnaire. The results showed that 58.2% of respondents often ran out of money before the end of the month, and only 48.5% were consistent in saving. In addition, 50% of students have consumptive habits towards non-priority items due to the influence of digital platforms. These findings affirm the importance of increasing financial literacy and discipline in budgeting to deal with the surge in living costs and achieve personal financial stability.