Sanger: Social, Administration and Government Review
Vol. 3 No. 1 (2025): Sanger Journal: Social, Administration and Government Review

Pengaruh Sistem Pembayaran terhadap Peningkatan Pendapatan UMKM di Banda Aceh

Zikri, Muhammad (Unknown)
Putra, Amansyah (Unknown)
Nabil Alghifari, Muhammad (Unknown)
Kurniawan, Sandi (Unknown)
Pahlevi, Reja (Unknown)



Article Info

Publish Date
30 Jun 2025

Abstract

This research aims to analyze the impact of cash and QRIS payment systems on the revenue growth of Micro, Small, and Medium-sized Enterprises (MSMEs) in Darussalam, Banda Aceh. Data were collected using a quantitative method through questionnaires distributed to business owners in coffee shops, kiosks, and photocopy businesses. The research findings indicate that in coffee shops, only cash payments had a significant influence on revenue (t-test = 0.046, p < 0.05), while QRIS payments had no effect (t-test = 0.562, p > 0.05). Similarly, in kiosks, cash payments had a significant impact on revenue (t-test = 0.025, p < 0.05), whereas QRIS payments did not (t-test = 0.562, p > 0.05). Conversely, in photocopy businesses, cash payments had no significant effect (t-test = 0.296, p > 0.05), but QRIS payments had a significant impact on revenue. These findings underscore the importance of understanding the characteristics of a business sector when choosing a payment system that can support MSME revenue growth.

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Journal Info

Abbrev

sanger

Publisher

Subject

Social Sciences Other

Description

Sanger Journal: Social, Administration and Government Review with registration number ISSN 3048-1589 (online) is an open access journal with double-blind peer-reviewed. The main purpose of this journal is to disseminate current and original articles from researchers and practitioners on various ...