PRIMA : Portal Riset dan Inovasi Pengabdian Masyarakat
Vol. 4 No. 4 (2025): SEPTEMBER

Pelaksanaan Bantuan Modal Usaha Pemerintah pada Pelaku Usaha Mikro Kecil dan Menengah di Kelurahan Lolu Selatan Kota Palu

Bakarbessy, Maria Lea Frensy (Unknown)
M, Rudin. (Unknown)
Paerunan, Tris (Unknown)



Article Info

Publish Date
19 Aug 2025

Abstract

This study aims to analyze the implementation of Government Business Capital Assistance for Micro, Small, and Medium Enterprises (MSMEs) in South Lolu Village, Palu City, Central Sulawesi Province. Using a qualitative approach, four informants were selected, and data were collected through observation, interviews, and documentation. Data analysis followed the stages of data collection, reduction, presentation, verification, and conclusion. The research applies Tulus Tambunan’s framework, which assesses MSME capital assistance through four indicators: human resources, promotion, marketing, and business development. The findings indicate that the Government Business Capital Assistance program has generally been implemented well. However, in terms of human resources, the program has not been optimal due to limited competencies among MSME actors. In contrast, promotion efforts have been effective, supported by various government initiatives. The main inhibiting factors for MSME development include inadequate human resource skills, insufficient business capital, limited promotional activities, and challenges in securing bank loans. Conversely, supporting factors include government attention in the form of cash assistance, provision of production equipment, and marketing support through social media and exhibitions. Access to facilities such as mobile phones, online platforms (Zoom, YouTube, Google), and print media also significantly enhances the promotion of MSME products. Overall, while the program has contributed positively to MSME development, strengthening human resource capacity and expanding access to capital remain essential to maximize its impact.

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Journal Info

Abbrev

PRIMA

Publisher

Subject

Aerospace Engineering Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Veterinary

Description

The Community Service Innovation and Research Portal (PRIMA) is a peer-reviewed journal that publishes scientific articles from various disciplines that are implemented in various community service activities and other applied research. Articles published in the PRIMA Journal include the results of ...