Penyelesaian Sengketa Perbankan Syariah di Luar Lembaga Peradilan

Apriyanti
Iksan
Kasmar

Jurnal Hukum Lex Generalis
Vol 6 No 2 (2025): Tema Hukum Islam

Sharia banking in Indonesia faces increasingly complex dispute dynamics. Alternative dispute resolution outside the judiciary, such as mediation, arbitration, or through the National Sharia Arbitration Board (BASYARNAS), is considered more in line with Islamic justice principles. This article uses a normative method to examine the effectiveness of non-litigation dispute resolution in Islamic banking. The analysis shows that out-of-court settlement is more efficient, faster, and consistent with sharia values, although stronger regulatory support is needed.