Indonesian Journal of Business Analytics (IJBA)
Vol. 5 No. 6 (2025): October 2025

Implications of Indonesian Banking Statistics June 2025 on Managerial Economic Decision-Making

Decmoon Destine (Unknown)
Romauli Manik (Unknown)
Ferry Ardiyanto (Unknown)
Wilson Rajagukguk (Unknown)

Article Info

Publish Date
31 Oct 2025

Abstract

This study analyzes the Indonesian Banking Statistics June 2025 to strengthen economic literacy and managerial decision-making competence. Employing a quantitative descriptive–verificative method with secondary data from the Financial Services Authority (OJK) analyzed using SPSS 26, the study examines six indicators—assets, third-party funds (TPF), interest rates, capital adequacy ratio (CAR), problem loans, and productive assets. The findings reveal that assets, TPF, interest rates, CAR, and productive assets significantly and positively influence managerial performance, while problem loans exert a negative effect. The model explains 73.8% of managerial variation, underscoring the strategic importance of data-driven decisions in enhancing financial stability, efficiency, and governance within Indonesia’s banking sector.

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Journal Info
Indonesian Journal of Business Analytics (IJBA)
Website

Abbrev

ijba

Publisher

PT FORMOSA CENDEKIA GLOBAL

Subject

Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Indonesian Journal of Business Analytics (IJBA) is a peer-reviewed journal providing a space for both practitioners and academics for disseminating research results that work in Business Analytics and related fields. IJBA provides an outlet for the increasing flow of interdisciplinary research ...