Article Per Year (5 Year)
p-Index From 2020 - 2025
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All Journal Indonesian Journal of Business Analytics (IJBA)
Romauli Manik
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Implications of Indonesian Banking Statistics June 2025 on Managerial Economic Decision-Making Decmoon Destine; Romauli Manik; Ferry Ardiyanto; Wilson Rajagukguk
Indonesian Journal of Business Analytics Vol. 5 No. 6 (2025): October 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v5i6.15572

Abstract

This study analyzes the Indonesian Banking Statistics June 2025 to strengthen economic literacy and managerial decision-making competence. Employing a quantitative descriptive–verificative method with secondary data from the Financial Services Authority (OJK) analyzed using SPSS 26, the study examines six indicators—assets, third-party funds (TPF), interest rates, capital adequacy ratio (CAR), problem loans, and productive assets. The findings reveal that assets, TPF, interest rates, CAR, and productive assets significantly and positively influence managerial performance, while problem loans exert a negative effect. The model explains 73.8% of managerial variation, underscoring the strategic importance of data-driven decisions in enhancing financial stability, efficiency, and governance within Indonesia’s banking sector.
Co-Authors Decmoon Destine Ferry Ardiyanto Wilson Rajagukguk