IKRA-ITH EKONOMIKA
Vol. 9 No. 1 (2026): IKRAITH-EKONOMIKA Vol 9 No 1 Maret 2026

Representasi Strategy Budgeting Generasi Sandwich di Perkotaan (Studi Kualitatif pada Film Home Sweet Loan)

Zahra Hasoloan, Hanifah Az (Unknown)
Dimisyqiyani, Erindah (Unknown)
Amaliyah, Amaliyah (Unknown)
Sinulingga, Rizki Amalia (Unknown)
Aji, Gagas Gayuh (Unknown)



Article Info

Publish Date
04 Mar 2026

Abstract

Fenomena sandwich generation semakin nyata dalam kehidupan masyarakat perkotaan, di mana individudituntut untuk memenuhi kebutuhan dirinya sekaligus menanggung beban keluarga. Namun, kondisi ganda inisering menimbulkan tekanan finansial dan emosional yang membutuhkan pengelolaan efektif. Penelitian inibertujuan menganalisis representasi strategi pengelolaan anggaran sandwich generation melalui film Home SweetLoan. Dengan metode kualitatif studi kasus, fokus analisis diarahkan pada tokoh Kaluna yang menggambarkanperjuangan serta ketahanan generasi ini. Hasil penelitian menunjukkan bahwa Kaluna mampu menghadapitantangan keuangan dengan mengurangi pengeluaran konsumtif, menabung secara konsisten, dan mengutamakankebutuhan keluarga meski harus mengorbankan kepentingan pribadi. Representasi tersebut menegaskan bahwaliterasi keuangan dan disiplin dalam menyusun anggaran merupakan kunci untuk bertahan dalam beban gandasandwich generation. Studi ini juga menyoroti bagaimana strategi kecil namun konsisten dapat membangunketahanan finansial jangka panjang. Dampak penelitian menekankan pentingnya pendidikan finansial dimasyarakat perkotaan. Penelitian selanjutnya dapat memperkaya pembahasan dengan memasukkan pengalamannyata sandwich generation untuk memperluas penerapan praktis strategi keuangan The sandwich generation phenomenon is increasingly seen as a complex reality in urban life, whereindividuals must support both themselves and their families. However, this dual role often brings financial andemotional pressures that require effective management. This study aims to examine the representation ofbudgeting strategies of the sandwich generation through the film Home Sweet Loan. Using a qualitative casestudy, the analysis focuses on Kaluna, a character who reflects the struggles and resilience of this generation.The findings reveal that Kaluna manages her financial challenges by reducing unnecessary expenses, savingregularly, and prioritizing family obligations, even when it means sacrificing personal interests. These depictionsdemonstrate that financial literacy and disciplined budgeting are key to coping with the double burden faced bythe sandwich generation. The study also shows that small yet consistent financial strategies can build long-termresilience. The impact emphasizes the need for stronger financial education in urban communities. Futureresearch may enrich this discussion by integrating real-life experiences of the sandwich generation to broadenthe practical application of financial strategies.

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Journal Info

Abbrev

IKRAITH-EKONOMIKA

Publisher

Subject

Economics, Econometrics & Finance

Description

This scientific journal of IKRA-ITH Ekonomiika is a Scientific Journal for the publication of economic papers published by the YAI University Persada Indonesia Research and Community Service Institute. This scientific journal is a means of pouring ideas and lecturer papers working in the field of ...