International Journal of Social Science, Education, Communication and Economics
Vol. 4 No. 3 (2025): August

The Impact of Green Credit, Green CSR, and Digital Financial Inclusion on Profitability in ASEAN Banks

Herlina, Herlina (Unknown)
Margaretha Leon, Farah (Unknown)
Setyo Lestari, Henny (Unknown)



Article Info

Publish Date
31 Aug 2025

Abstract

This study aims to (1) examine the positive effect of green credit on bank performance; (2) examine the positive effect of green corporate social responsibility (green CSR) on bank performance; (3) examine the negative effect of digital financial inclusion on bank performance. This is a quantitative study analyzed using EViews software. The data used is secondary data obtained from sustainability financial reports. The sampling technique employed is purposive random sampling, with a total sample of 24 banks in the ASEAN region. The study uses panel data covering the period from 2019 to 2022. The findings of this study indicate that (1) Green credit has a significant positive effect on profitability; (2) Green CSR does not have a significant effect on profitability; (3) Digital financial inclusion (DFI) does not have a negative effect on profitability but instead has a positive influence on profitability. The findings suggest that green credit initially has a positive influence on bank performance, indicating that it has the potential to enhance bank profitability when strategically implemented to support sustainable activities.

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Journal Info

Abbrev

SJ

Publisher

Subject

Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

Description

International Journal of Social Science, Education, Communication and Economics (SINOMICS Journal) | E-ISSN: 2829-7350 publishes articles or scientific studies related to social science, education, communication, and economics. publishes articles or scientific studies related to social science, ...