Journal of Business Management
Vol. 2 No. 1 (2025): November

The Influence Of E-Commerce And Digital Payments On The Income Of Micro, Small, And Medium Enterprises (Msmes) In Bengkulu City

Andestar, Tomi (Unknown)
Yanti , Rina Trisna (Unknown)
Yustanti, Nirta Vera (Unknown)



Article Info

Publish Date
12 Nov 2025

Abstract

This study aims to analyze the influence of e-commerce and digital payment systems on the revenue of Micro, Small, and Medium Enterprises (MSMEs) in Bengkulu City. This study used a quantitative associative approach with a survey method involving 100 MSME respondents who utilize e-commerce platforms and digital payment services. Data were collected using a questionnaire and analyzed through multiple linear regression with SPSS to test the partial and simultaneous effects of independent variables on MSME revenue. Based on data from 100 MSME respondents, a multiple linear regression analysis yielded a coefficient of determination (R²) of 0.526, indicating that variations in MSME revenue can be explained by e-commerce and digital payments. The results of this study indicate that e-commerce and digital payments, both partially and simultaneously, have a positive and significant influence on MSME revenue.

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Journal Info

Abbrev

JBUSMAN

Publisher

Subject

Economics, Econometrics & Finance

Description

Strategic management and leadership Organizational behavior Human resource management Operations and supply chain management Marketing management Financial management Entrepreneurship and ...