KASBANA : Jurnal Hukum Ekonomi Syariah
Vol 6 No 1 (2026): Januari (IN PROGRESS)

ANALISIS KEPATUHAN MAQASHID SYARIAH DALAM TRANSAKSI DIGITAL PERBANKAN SYARIAH : STUDI LAYANAN BSI MOBILE

Rokhim, Abdur (Unknown)
Supardi (Unknown)
Afni Rambe, Laila (Unknown)



Article Info

Publish Date
11 Dec 2025

Abstract

Abstract The development of digital services in Islamic banking has undergone significant transformation, one of which is through the BSI Mobile application presented by Bank Syariah Indonesia (BSI). This study aims to analyze the alignment of the fund transfer service on the BSI Mobile application with the principles of Maqashid Sharia, which include the protection of religion (hifz ad-din), life (hifz an-nafs), intellect (hifz al-'aql), descendants (hifz an-nasl), and property (hifz al-mal). The research method used was descriptive qualitative, with a library research approach, interviews, and observation. The results indicate that the fund transfer service through BSI Mobile complies with the principles of Maqashid Sharia and aligns with the fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI), particularly in terms of transaction security, ease of access, and cost transparency. However, several areas still need improvement to ensure a more comprehensive implementation of Sharia principles. Keywords: Digital Services, Bank Syariah Indonesia, Fund Transfer, BSI Mobile, Maqashid Syariah.

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Journal Info

Abbrev

kasbana

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Library & Information Science Social Sciences

Description

Jurnal Kasbana merupakan media pengembangan ilmu pengetahuan keislaman yang fokus pada studi hukum ekonomi islam dalam rangka meningkatkan ekonomi masyarakat yang diterbitkan oleh program studi Hukum Ekonomi Syariah Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso Jawa Timur. Jurnal Kasbana adalah ...