Jurnal Ilmiah Wahana Pendidikan
Vol 11 No 11.D (2025): Jurnal Ilmiah Wahana Pendidikan

Pengaruh Literasi Keuangan Dan Gaya Hidup Terhadap Perilaku Konsumtif Siswa-Siswi Di SMK Negeri 1 Kota Tidore Kepulauan

Nasarudin, Urna (Unknown)
Hasan, Muhammad Hi. (Unknown)
Ruray, Titiek Arafiani (Unknown)



Article Info

Publish Date
29 Nov 2025

Abstract

This study aims to analyze the influence of Financial Literacy and Lifestyle on the Consumptive Behavior of Students at SMK Negeri 1 Kota Tidore Kepulauan. This study uses a quantitative approach. The sampling method uses the Slovin formula. The results of the study indicate that the Financial Literacy variable has a significant influence on the consumptive behavior of students at SMK Negeri 1 Kota Tidore Kepulauan. This is evidenced by the T-value greater than T-table, namely 2.960>1.971 and a significance value of 0.003 <0.05, Lifestyle has a significant influence on the consumptive behavior of students at SMK Negeri 1 Kota Tidore Kepulauan. This is evidenced by the T-value greater than T-table, namely 4.323>1.971 with a significance value of 0.000 <0.05, Financial literacy and lifestyle variables have a significant influence on the consumptive behavior of students at SMK Negeri 1 Kota Tidore Kepulauan. This is proven by the calculated F value being greater than Ftable, namely 21.050 > 2.65, so H0 is rejected and Ha is accepted, so it can be interpreted that financial literacy and lifestyle have a simultaneous influence on the consumer behavior of students at SMK Negeri 1.

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Journal Info

Abbrev

JIWP

Publisher

Subject

Religion Education Social Sciences Other

Description

Jurnal Ilmiah Wahana Pendidikan (JIWP) Diterbitkan sebagai upaya untuk mempublikasikan hasil-hasil penelitian dan temuan di bidang pendidikan . Jurnal ini terbit 4 bulanan, yaitu bulan April, Agustus dan Desember. *Ruang Lingkup* Memuat hal kajian, analisis, dan penelitian tentang perancangan, ...