Al-Fadilah: Islamic Economics Journal
Vol. 3 No. 2 (2025): Potential and Innovation in Islamic Economic

The Influence of Sharia Economic Politics on the Development of Sharia Financial Institutions in the Digital Era in Indonesia

Wahdatul Nadia Rawi (Unknown)
Latipah (Unknown)
Raudlatus Solihin (Unknown)



Article Info

Publish Date
30 Nov 2025

Abstract

The development of Islamic financial institutions in Indonesia is growing rapidly, particularly with the advent of the digital era. Islamic economic politics plays a significant role in shaping policies and regulations that support the growth of this sector. This article examines how Islamic economic politics influences the development of Islamic financial institutions in Indonesia, focusing on the application of digital technology. Using a qualitative descriptive approach, this study identifies that government policies based on Islamic principles, coupled with technological innovation, are key factors in increasing access and efficiency of Islamic financial services. Based on data from the Financial Services Authority (OJK), the Islamic fintech sector in Indonesia has recorded growth of around 50% per year in recent years. Furthermore, Islamic fintech has also grown rapidly in recent years, offering various services such as digital payments, peer-to-peer (P2P) financing, and Islamic-based investments. The research method used in this study is a literature review.

Copyrights © 2025






Journal Info

Abbrev

i

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

The aim of this journal publication is to disseminate the conceptual thoughts or ideas and research results that have been achieved in the area of Islamic Economics particularly focuses on the main problems in the development of the sciences of islamic economics areas as follows: Islamic Finance ...