Jurnal Abdi Insani
Vol 12 No 11 (2025): Jurnal Abdi Insani

PENGUATAN UMKM MELALUI DIGITALISASI KEUANGAN: IMPLEMENTASI APLIKASI SI APIK KEPADA PELAKU UMKM DI KOTA BALIKPAPAN PROVINSI KALIMANTAN TIMUR

Harianto, Rudy Pudjut (Unknown)
Asriandi, Asriandi (Unknown)
Saputra, Bambang (Unknown)
Lestari, Ani Linda (Unknown)



Article Info

Publish Date
28 Nov 2025

Abstract

MSMEs play a vital role in the regional economy, but still face challenges in financial recording, digital literacy, and access to financing. This community service program aims to improve MSME capacity through the implementation of the SI APIK application. Activities include outreach, training, mentoring, and evaluation, involving MSMEs in Balikpapan City. The implementation method consists of five stages: outreach, training, mentoring, evaluation, and the development of a sustainability plan. A total of 10 MSMEs in Balikpapan City participated in this program, with a focus on improving digital financial literacy and consistent business transaction recording. Evaluation was conducted through direct observation, questionnaires, and analysis of application usage consistency. The questionnaire results showed that 90% of participants understood the training material, while after the mentoring phase, there was a 70% increase in application-based financial recording practices. This demonstrates that the use of technology can overcome the limited understanding of accounting in MSMEs while encouraging regularity in financial recording. Furthermore, the established success indicators, such as recording financial transactions at a minimum of 80%, participants' ability to operate the application independently up to 90%, preparation of monthly financial reports, and the formation of internal trainers, are starting to be achieved. Thus, the implementation of SI APIK not only provides practical benefits for MSMEs but also supports sustainable development goals by continuously increasing the capacity of small businesses.

Copyrights © 2025






Journal Info

Abbrev

jurnal

Publisher

Subject

Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics

Description

Jurnal Abdi Insani adalah jurnal ilmiah yang berisi hasil pelaksanaan kegiatan pengabdian kepada masyarakat. Jurnal ini diharapkan berfungsi sebagai alat komunikasi ilmiah sehingga dapat menginspirasi pelaksanaan kegiatan pengabdian kepada masyarakat yang lebih ...