Journal of Industrial Engineering & Management Research (JIEMAR)
Vol. 7 No. 1 (2026): February 2026

THE INFLUENCE OF FINANCIAL TECHNOLOGY, FINANCIAL LITERACY, SELF-CONTROL, LIFESTYLE ON THE FINANCIAL MANAGEMENT BEHAVIOR OF GENERATION Z IN SURABAYA CITY

Ramadhani, Dela Sifa (Unknown)
Pramudianti, Mira (Unknown)

Article Info

Publish Date
17 Jan 2026

Abstract

This study aims to analyze the influence of financial technology, financial literacy, self-control, and lifestyle on the financial management behavior of Generation Z in Surabaya. This study used a quantitative approach with a survey method. The sampling technique used was purposive sampling with certain criteria, resulting in 105 respondents. Data collection was carried out through the distribution of questionnaires using Google Forms. The data analysis technique used in this study was multiple linear regression analysis. The results showed that financial technology, financial literacy, self-control, and lifestyle jointly influence financial management behavior, while financial technology and lifestyle partially do not influence financial management behavior.

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Journal Info
Journal of Industrial Engineering & Management Research (JIEMAR)
Website

Abbrev

jiemar

Publisher

Universitas Pelita Harapan

Subject

Humanities Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering

Description

The aim of JIEMAR ( Journal of Industrial Engineering & Management Research is to publish theoretical and empirical articles that are aimed to contrast and extend existing theories, and build new theories that contribute to advance our understanding of phenomena related with industrial engineering ...