Jurnal Pengabdian Masyarakat Indonesia
Vol. 4 No. 3 (2025): Oktober : Jurnal Pengabdian Masyarakat Indonesia (JPMI)

Implementasi Qris (Gopay) sebagai Inovasi Pembayaran Digital bagi UMKM Desa Gung Pinto

Jufri Naldo (Universitas Islam Negeri Sumatera Utara)
Fatiya Febina Sitepu (Universitas Islam Negeri Sumatera Utara)
Tasya Nadilla (Universitas Islam Negeri Sumatera Utara)
Alda Andrini (Universitas Islam Negeri Sumatera Utara)



Article Info

Publish Date
06 Oct 2025

Abstract

This study aims to reveal the implementation of QRIS (GoPay) as a digital payment innovation for MSMEs. This research employs a qualitative descriptive approach, utilizing interviews and observations to evaluate the outcomes of the socialization process for the development and implementation of QRIS GoPay. The research location was Gung Pinto Village, with 10 MSME sellers as subjects. The primary data for this study were collected through interviews and observations, with supporting data derived from literature studies in books, articles, and other relevant sources. The results indicate that this activity can bring changes to the welfare, quality, and quantity of MSMEs, as well as the behavior and mindset of MSME sellers regarding the use of QRIS GoPay in Gung Pinto Village. This is evidenced by the satisfaction of the 10 MSMEs, including 6 MSMEs with a high level of satisfaction and 3 with a very high level of satisfaction due to the ease and convenience of the transaction process. The other four MSMEs had a low level of satisfaction, and three had a moderate level of satisfaction, due to initial behavioral and mindset constraints. However, over time, their behavior and mindset towards QRIS GoPay have changed, resulting in effective and comfortable use.

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Journal Info

Abbrev

jpmi

Publisher

Subject

Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

Description

Jurnal Pengabdian Masyarakat Indonesia (JPMI) adalah jurnal yang menerbitkan artikel-artikel penelitian sebagai hasil pengabdian masyarakat yang telah memiliki nomor E-ISSN : 2828-2957 dan P-ISSN : 2828-2949 Focus dan Scope pada bidang pendidikan, Hukum, Ekonomi, Humaniora, Teknik, Pertanian, ...