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All Journal Jurnal Pengabdian Masyarakat Indonesia International Journal of Islamic Business Management
Tasya Nadilla
Universitas Islam Negeri Sumatera Utara
Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Implementasi Qris (Gopay) sebagai Inovasi Pembayaran Digital bagi UMKM Desa Gung Pinto Jufri Naldo; Fatiya Febina Sitepu; Tasya Nadilla; Alda Andrini
JURNAL PENGABDIAN MASYARAKAT INDONESIA Vol. 4 No. 3 (2025): Oktober : Jurnal Pengabdian Masyarakat Indonesia (JPMI)
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpmi.v4i3.6009

Abstract

This study aims to reveal the implementation of QRIS (GoPay) as a digital payment innovation for MSMEs. This research employs a qualitative descriptive approach, utilizing interviews and observations to evaluate the outcomes of the socialization process for the development and implementation of QRIS GoPay. The research location was Gung Pinto Village, with 10 MSME sellers as subjects. The primary data for this study were collected through interviews and observations, with supporting data derived from literature studies in books, articles, and other relevant sources. The results indicate that this activity can bring changes to the welfare, quality, and quantity of MSMEs, as well as the behavior and mindset of MSME sellers regarding the use of QRIS GoPay in Gung Pinto Village. This is evidenced by the satisfaction of the 10 MSMEs, including 6 MSMEs with a high level of satisfaction and 3 with a very high level of satisfaction due to the ease and convenience of the transaction process. The other four MSMEs had a low level of satisfaction, and three had a moderate level of satisfaction, due to initial behavioral and mindset constraints. However, over time, their behavior and mindset towards QRIS GoPay have changed, resulting in effective and comfortable use.
PENERAPAN GOOD CORPORATE GOVERNANCE PADA BANK SYARIAH INDONESIA (BSI) KCP TEBING TINGGI Niswa Auliya Lubis; Siti Nurhalimah; Tasya Nadilla; Ahmad Wahyudi Zein
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

This research aims to analyze the implementation of Good Corporate Governance (GCG) at Bank Syariah Indonesia (BSI) Tebing Tinggi Sub-Branch Office. The study focuses on five key principles of GCG, namely transparency, accountability, responsibility, independency, and fairness. A descriptive qualitative approach was applied, using interviews, observations, and document studies as data collection techniques. The findings reveal that GCG implementation at BSI Tebing Tinggi is generally well-executed, supported by management commitment and an Islamic work culture. However, transparency and internal monitoring still need improvement. The study recommends strengthening digital-based reporting systems and enhancing human resource competencies to optimize GCG practices in branch-level Islamic banking operations.
Co-Authors Ahmad Wahyudi Zein Alda Andrini Fatiya Febina Sitepu Naldo, Jufri Naldo Niswa Auliya Lubis Siti Nurhalimah