Bharasumba Jurnal Multidispliner
Vol 5 No 01 (2026): BHARASUMBA: Jurnal Multidisipliner

BANK PROFITABILITY: THE IMPACT OF THIRD-PARTY FUNDS AND CAPITAL ADEQUACY WITH CREDIT DISTRIBUTION AS A MODERATING VARIABLE

Hasan, Waode Adriani (Unknown)
Harwinda, Sri (Unknown)
Sariana, Sariana (Unknown)

Article Info

Publish Date
31 Jan 2026

Abstract

This study aims to analyse the effect of third-party funds and capital adequacy on profitability, with credit distribution as a moderating variable in banking companies. This study uses a sample of financial reports from 35 companies in the banking sub-sector listed on the Indonesia Stock Exchange from 2021 to 2023. The research data was processed using multiple linear regression analysis and Moderate Regression Analysis (MRA). The results showed that the variables of third-party funds and capital adequacy had an effect on profitability, while the variable of credit distribution had no effect on profitability. The MRA test results show that the credit distribution variable cannot moderate the relationship between the third-party funds and capital adequacy variables on profitability.

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Journal Info
Bharasumba Jurnal Multidispliner
Website

Abbrev

bharasumba

Publisher

Pusat Studi Ekonomi Publikasi Ilmiah dan Pengembangan SDM

Subject

Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Transportation Other

Description

Jurnal Multidisipliner Bharasumba is a quarterly journal that is published in January, April, July, and October. Jurnal Multidisipliner Bharasumba seeks Review articles, Case reports and original contributions from all areas of: Social Science and Humanities; Life Sciences; Health Science; Physical, ...