Wasīlah: Journal Of Sharia Sciences
Vol. 2 No. 1 (2026): Februari

THE INFLUENCE OF CORPORATE GOVERNANCE ON INTEREST IN SAVING AT BMT UGT NUSANTARA AROASBAYA BRANCH

Muktadir, Muktadir (Unknown)
Bakir, Ach (Unknown)



Article Info

Publish Date
23 Feb 2026

Abstract

This study aims to analyze the influence of Corporate Governance on saving interest at BMT UGT Nusantara Arosbaya Branch. The research employs a quantitative approach with an associative design to examine the relationship between Corporate Governance and customers’ saving interest. The population consisted of 2,300 saving customers, with a sample of 25 respondents selected using the Slovin formula and non-probability sampling technique. Data were collected through questionnaires using a five-point Likert scale, supported by observation and documentation. Data analysis was conducted using descriptive statistics and simple linear regression after passing validity, reliability, and classical assumption tests. The findings indicate that Corporate Governance has a positive but statistically insignificant effect on saving interest. Although customers perceive the implementation of governance principles—such as transparency, accountability, responsibility, and independence—as good, these factors are not the primary determinants of their saving decisions. Social relationships, trust, and community-based characteristics appear to play a more dominant role. This study suggests that while Corporate Governance remains essential for institutional sustainability, its impact on saving interest requires integration with service quality improvement and value-based approaches.

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Journal Info

Abbrev

wasilah

Publisher

Subject

Religion Arts Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other

Description

Wasīlah: Journal Of Sharia Sciences specializes in Sharia Sciences and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines, covering: Islamic Economics, Sharia Economic Law, Islamic Finance, ...