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Wasīlah: Journal Of Sharia Sciences
Published by Pt Sulthan Journal Publisher
ISSN : -     EISSN : 31108156     DOI : -
Core Subject : Religion, Economy, Humanities, Education, Art, Social,
Religion Arts Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other
Wasīlah: Journal Of Sharia Sciences specializes in Sharia Sciences and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines, covering: Islamic Economics, Sharia Economic Law, Islamic Finance, Islamic Banking, Islamic Family Law, Islamic Law and Social Studies, Islamic Law and Politics, Constitutional Law (Fiqh Siyasah), Penal Law (Fiqh Jinayah) and Criminology, Islamic Constitutional Law, Islamic Jurisprudence, Law of sharia financial institutions, Non-bank financial industry law, Islamic Astronomy Observatory, Islamic law and gender, Islamic law and society, Islamic Business Management, Islamic Business Ethics, Islamic Fintech. This journal is published 4 times a year, namely February, May, August and November.
Arjuna Subject : Umum - Umum
Articles 16 Documents
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The Influence of Financing on the Loan to Deposit Ratio (LDR) in Baitul Maal Wat Tamwil in Bandung Meilani Nur; Dayyinah Ayunda Rahmawati
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 1 (2025): Mei
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This study aims to analyze the impact of financing on the Loan to Deposit Ratio (LDR) in BMT (Baitul Maal Wat Tamwil) financial institutions in Bandung. Understanding this relationship is crucial, as the LDR serves as a key indicator of liquidity management and financial stability within Islamic microfinance institutions like BMT. The research population includes all financial reports, particularly balance sheet reports, from BMT financial institutions operating in Bandung City. A sample was taken from financial reports covering the period from 2015 to 2023. The collected data was processed using the LDR (Loan to Deposit Ratio) formula and analyzed through various statistical methods using SPSS 24, including simple linear regression analysis, correlation analysis, and the t-test, to assess the significance and strength of the relationship between financing and LDR. The findings of the study indicate that financing does not have a significant effect on the LDR of BMT institutions in Bandung City. This suggests that LDR is influenced by multiple factors beyond financing alone. Other key determinants include third-party funds, the level of deposits, and the equity owned by BMT institutions, which play a crucial role in shaping liquidity ratios. These findings highlight the complexity of liquidity management in Islamic financial institutions and suggest that a more comprehensive approach is needed to evaluate the factors affecting LDR.
Praktik Konsumsi Makanan Halal Dalam Budaya Lokal (Studi Kasus Antropologi Ekonomi di Komunitas Muslimah Hijaber Palopo) Muh Nur Kholis; Reza Hilmy Luayyin
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 1 (2025): Mei
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communities in Palopo, with a specific focus on the Hijaber Palopo community. Halal food consumption is not only perceived as a religious obligation but also as part of social identity and cultural expression. Using an Islamic economic anthropological approach, this research aims to uncover how halal practices are performed, interpreted, and socially constructed within a local context. The study employs a descriptive qualitative method through participant observation, in-depth interviews, and documentation. Findings reveal that halal consumption practices within the Hijaber Palopo community are influenced by local values, the reinforcement of religious identity, and social change driven by the penetration of social media. Halal is not only a religious norm but also a means of community empowerment, social solidarity, and a symbol of Islamic lifestyle and status. This research highlights the importance of understanding local dynamics in the practice of Islamic economics and contributes to the development of a culturally contextual halal discourse.
Kesesuaian Fiqh Muamalah Dalam Bentuk Donasi BAZNAS di Fitur Halal Corner Tokopedia Latifa Nur Ramadhaniar; Fatimatus Zahro; Sheptya Angelita Hurdiana; Reza Hilmy Luayyin
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 1 (2025): Mei
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Seiring perkembangan zaman, khususnya kemajuan teknologi digital yang begitu pesat, telah membawa dampak signifikan pada aspek kehidupan manusia. Perubahan signifikan yang terlihat adalah peralihan dari pola hidup konvensional ke penggunaan media digital, mulai dari cara berkomunikasi, bekerja, belajar dan berbelanja, hingga cara berdonasi untuk amal. Salah satu tren yang muncul dari revolusi digital adalah donasi online, yakni sebuah cara baru untuk berkontribusi pada kebaikan sosial. Apa yang dulunya merupakan kegiatan amal tradisional kini dapat dilakukan dengan mudah dan cepat melalui internet. Pada penelitian ini, jenis metodologi yang digunakan ialah penelitian kualitatif dengan bahan yang diperoleh dari Library Research (kepustakaan). Penulis juga menggunakan metode penelitian kualitatif dengan pendekatan analisis aplikasi yakni Tokopedia yang menjadi platform sarana donasi online dalam penelitian ini. Salah satu media perantaranya adalah melalui e-commerce. Tokopedia sebagai platform e-commerce terbesar turut merilis fitur syariah yang disebut dengan fitur Tokopedia Halal Corner. Fitur ini memastikan bahwa semua transaksi, produk dan layanan yang ditawarkan bebas dari unsur riba, gharar, dan maysir, serta prosesnya sesuai dengan prinsip syariah yang berlaku, sehingga memberikan kemaslahatan.
Reformulasi Konsep Kesejahteraan dalam Ekonomi Syariah Berbasis Ekoteologi Islam (Studi atas Pemikiran Umer Chapra) Rahmat Hidayat; Ahmad Syaifuddin Romli
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 1 (2025): Mei
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This study examines the practice of halal food consumption within the local culture of rural Muslim communities in Palopo, with a specific focus on the Hijaber Palopo community. Halal food consumption is not only perceived as a religious obligation but also as part of social identity and cultural expression. Using an Islamic economic anthropological approach, this research aims to uncover how halal practices are performed, interpreted, and socially constructed within a local context. The study employs a descriptive qualitative method through participant observation, in-depth interviews, and documentation. Findings reveal that halal consumption practices within the Hijaber Palopo community are influenced by local values, the reinforcement of religious identity, and social change driven by the penetration of social media. Halal is not only a religious norm but also a means of community empowerment, social solidarity, and a symbol of Islamic lifestyle and status. This research highlights the importance of understanding local dynamics in the practice of Islamic economics and contributes to the development of a culturally contextual halal discourse.
KESESUAIAN AKAD SALAM PADA FITUR “FLASH SALE” (STUDI KASUS PADA APLIKASI SHOPEE) Asri Tri Nurwandana; Ardila; Yayuk Wardatul Hasanah; Reza Hilmy Luayyin
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 2 (2025): Agustus
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Shopee menjadi salah satu favorit marketplace karena sering menawarkan diskon, promosi ataupun kupon menarik lainnya. Dalam bersaing di dunia bisnis, Shopee menarik perhatian calon konsumennya dengan cara yang menarik dan dengan visualisasi yang menggiurkan. Salah satu cara yang digunakannya adalah dengan adanya promo harga melalui “Flash sale”. Praktik jual beli Flash sale ini merupakan salah satu tujuan dari penerapan hukum islam dalam memenuhi kebutuhan masyarakat dengan memperhatikan kepentingan umum.Penelitian ini termasuk kedalam penelitian kepustakaan, karena masalah yang diteliti dapat diperoleh dengan cara membaca, menelaah, dan mencatat dari berbagai literatur atau bahan bacaan yang sesuai dengan pokok bahasan tentang jual beli Flash sale di aplikasi Shopee, kemudian data tersebut dikumpulkan dan disaring serta dituangkan secara teoritis. Dalam penelitian ini yang menjadi objek penelitiannya yaitu aplikasi Shopee.Berdasarkan hasil penelitian, praktik jual beli dalam Flash sale Shopee dapat dipahami sebagai bentuk modern dari akad salam, yang tetap mematuhi prinsip-prinsip syariah selama seluruh informasi mengenai produk dijelaskan dengan transparan, pembayaran dilakukan sesuai ketentuan, dan tidak terdapat unsur penipuan atau ketidakjelasan (gharar) yang merugikan salah satu pihak. Hal ini juga terbykti dengan kesesuain antara rukun dan syarat dalam jual beli dalam islam pada konteks “Flash sale di Shopee”.
Kesesuaian Akad Salam Pada Fitur Pre order Tokopedia ahmad Muhammad al maghrobi; Salman Al farisi; Lukmanul hakim; Reza hilmy luayyin
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 1 (2025): Mei
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This research analyzes the suitability of the salam contract with the pre-order system in Tokopedia . The pre-order   system in Tokopedia  allows buyers to order goods that are not yet available, with the seller promising to deliver them at a later date and payment is often made in advance. This mechanism shows similarities with the concept of a salam contract in fiqh muamalah, which is a sale and purchase contract in which payment is made in advance for goods that will be delivered in the future.However, to ensure Shariah compliance, it is important to observe the unique characteristics of Tokopedia 's pre-order   system. This analysis focuses on the potential alignments and differences between the two. While there are fundamental similarities regarding upfront payment and delivery of goods at a later date, some aspects require more attention. These include issues such as item specifications, delivery timeframes, risk of transaction cancellation, and dispute resolution mechanisms in case of problems. Potential discrepancies may arise if the specifications of the goods are unclear, the delivery time is uncertain, or there are provisions that may disadvantage one of the parties. Therefore, it is important to ensure that the terms and conditions in Tokopedia 's pre-order   feature explicitly fulfill the legal pillars and conditions of the salam contract, in order to provide legal certainty and sharia compliance for all parties involved in the transaction.
Zakat and Waqf Institutions in Empowering the Muslim Community’s Economy: Strategic Review and Challenges selmiana salam selmi; Fitriah Ningsih; Amiruddin.K; Mukhtar Lutfi
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 2 (2025): Agustus
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This study aims to describe the strategic role of zakat and waqf institutions in empowering the Muslim community’s economy and to identify the challenges and optimization strategies in their management. Zakat and waqf are Islamic social finance instruments that function not only as religious obligations but also as mechanisms for wealth distribution and socio-economic development. This research employs a descriptive qualitative approach with data collected through interviews, observation, and documentation. The findings indicate that zakat and waqf institutions have implemented various productive programs that contribute to improving the economic independence of beneficiaries. However, the management of these instruments still faces several challenges, including low public literacy, limited human resource capacity, insufficient digitalization, and lack of institutional synergy and regulatory harmonization. Proposed optimization strategies include system digitalization, human resource development, collaboration with Islamic financial institutions, Islamic social literacy campaigns, and regulatory enhancement with incentives for zakat and waqf contributors. Through these strategies, zakat and waqf can serve as key instruments in building an inclusive, just, and sustainable Islamic economy.
Sharia-Based Cooperatives And Systems Distribution Of Sharia Cooperatives Rizky Amaliyah Ramdhani Ilham; Muhammad Rustam Saputra; Amiruddin.K; Mukhtar Lutfi
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 2 (2025): Agustus
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This research aims to describe sharia cooperatives are business entities that conduct economic activities based on Islamic principles, as stipulated in the Quran and Sunnah. Based on the principles of family and mutual cooperation, these cooperatives aim to improve the welfare of their members and the community at large. Principles such as being free from interest, social justice, and partnership are the hallmarks of Sharia cooperatives compared to conventional cooperatives. As a form of partnership, these cooperatives prioritize halal and sharia-compliant businesses to support fair and sustainable economic management. The principles of family and mutual cooperation are the main foundations of Sharia cooperatives, reflecting the spirit of cooperation and collective responsibility. This study uses a descriptive qualitative approach with data collection techniques through interviews, observations, and documentation. The results of the study show that the principles of Islamic cooperatives include the belief that wealth is a trust from Allah and not owned absolutely. Freedom of transactions, social justice, and the rejection of usury are the main foundations. The concept of deliberation replaces formal democracy in decision-making, creating harmony and togetherness among members. With a profit-sharing system instead of interest, Islamic cooperatives offer a fairer financial alternative, in accordance with Islamic teachings.
ANALISIS PENGELOLAAN DANA TALANGAN KBIHU SAFARA QOLBY PROBOLINGGO Siti Wasila; Siti Aisyah; Nor Fijah Amaliah; Rohana; Ernawati; Reza Hilmy Luayyin
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 2 (2025): Agustus
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This study aims to analyze the fund management system in the Hajj and Umrah services carried out by KBIHU Safara Qolbi and PT Safara Layanan Utama in Probolinggo Regency. The focus of the study is on how pilgrim funds, whether paid in cash or through a bridging or credit system, are managed with the principles of transparency, accountability, and customer satisfaction-based service. The method used is descriptive qualitative with a case study approach through in-depth interviews, observations, and direct documentation in the field. The results of the study indicate that fund management at Safara is carried out in an orderly and safe manner, with a clear distinction between Hajj funds directly deposited into government banks and Umrah funds managed internally by the institution. The bridging system is facilitated through collaboration with a trusted cooperative, and is carried out with disciplined procedures, including verification of the eligibility of prospective pilgrims. Safara also limits the quota of pilgrims to ensure quality of service and directly accompanies each departure. No misappropriation or illegal investment practices of pilgrim funds were found, which makes this management model worthy of emulation by similar institutions.
EFEKTIVITAS PENGELOLAANN DANA BAZNAZ MELALUI PENERAPAN METODE ESG SYARIAH (STUDI BAZNAS KOTA PROBOLINGGO) Reza Hilmy Luayyin; Kharisma Apriliya; M. Nabat Ardli
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 3 (2025): November
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This study aims to analyze the effectiveness of BAZNAS Kota Probolinggo’s governance through the application of the Shariah-based ESG method, which integrates the Environmental, Social, and Governance dimensions within an Islamic compliance framework. As an official zakat management institution, BAZNAS faces increasing demands for transparency, accountability, and sustainable program implementation, in line with the development of Islamic social finance that emphasizes sustainability and public welfare. This research employs a qualitative descriptive approach through field observations, in-depth interviews, and institutional document reviews. The findings indicate that the Environmental dimension has been addressed through various environmental initiatives; however, the absence of measurable performance indicators limits its overall effectiveness, placing it at a moderate level. The Social dimension demonstrates the highest level of effectiveness, reflected in accurate zakat distribution, economic empowerment programs, and inclusive community engagement. Meanwhile, the Governance dimension also shows strong performance due to solid accountability mechanisms, transparent reporting, and adherence to Shariah principles, although improvements in digital monitoring systems remain necessary. Overall, the application of the Shariah-based ESG method enhances the governance quality of BAZNAS Kota Probolinggo and strengthens its role as a sustainable Islamic philanthropic institution that responds effectively to community needs. Keywords: BAZNAS, Zakat, Fund Diversification, Welfare, Economic Empowerment.

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