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All Journal Jurnal Ilmiah Ekonomi Islam Al-Insyiroh: Jurnal Studi Keislaman Wasīlah: Journal Of Sharia Sciences
Bakir, Ach
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Religion Arts Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Peran Account Officer dalam Optimalisasi Pembiayaan dan Kepuasan Nasabah di BMT UGT Nusantara Cabang Aroabaya Bakir, Ach; Kholid, Kholid
Al-Insyiroh: Jurnal Studi Keislaman Vol. 1 No. 2 (2015): September 2015
Publisher : LPPPM STAI Darul Hikmah Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35309/alinsyiroh.v1i2.257

Abstract

Lembaga­°keuangan baik bank maupun non bank merupakan perantara sebagai sarana pendukung yang sangat vital untuk menunjang kelancaran perekonomian, banyaknya lembaga keuangan saat ini membuat persaingan semakin ketat dan berlomaba-lomaba untuk memperoleh peringkat paling baik dimata masyarakat. Rumusan masalah dalam penelitian ini meliputi dua hal yaitu: Bagaimana peran account officer dalam optimalisasi pembiayaan di BMT UGT NUSANTARA Cabang Arosbaya? Bagaimana tanggapan nasabah terhadap peran account officer di BMT UGT NUSANTARA Cabang Arosbaya? Dalam penelitian ini, penulis menggunakan metode kualitatif yaitu penelitian untuk mengidentifikasi peran account officer dalam optimalisasi pembiayaan dan kepuasan nasabah, Tujuan dari penelitian ini, untuk mengetahui bagaimana peran acoount officer dalam mengoptimalisasi pembiayaan di BMT UGT NUSANTARA Cabang Arosbaya dan tanggapan nasabah terhadap peran account officer di BMT UGT NUSANTARA Cabang Arosbaya. Data dikumpulkan dengan menggunakan metode wawancara, observasi dan Dokumentasi. Hasil penelitian ini menunjukkan bahwa tanggapan dari beberapa nasabah merasa puas terhadap peran account oofficer di BMT UGT NUSANTARA Cabang Arosbaya.
Hak Merek Dagang Persepektif Perundangan Dan Ekonomi Islam Bakir, Ach; Fageh, Achmad
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10095

Abstract

One of the developments in the world of the Indonesian economy is the emergence of the issue of intellectual property rights or intellectual property, because it has become a standard regulation and there are laws. In Islamic teachings textually nothing mentions or explains this. In fact, if in Indonesia as actors or executors in increasing professionalism and productivity, then the study of intellectual property rights in the Indonesian legal system becomes something very important. This research is a type of library research, research whose object of study uses library data in the form of books as a data source. The results of this study are that trademark rights can be protected by law no. 20 of 2016 with the condition that the mark is registered at the Directorate General of Intellectual Property Rights, Ministry of Law and Human Rights. In Islamic economics, Hanafiyyah scholars do not recognize the existence of intellectual property, while the majority of scholars themselves recognize the existence of intellectual property because what is meant by property is anything of value and those who destroy it must bear the burden or the consequences
THE INFLUENCE OF CORPORATE GOVERNANCE ON INTEREST IN SAVING AT BMT UGT NUSANTARA AROASBAYA BRANCH Muktadir, Muktadir; Bakir, Ach
Wasīlah: Journal Of Sharia Sciences Vol. 2 No. 1 (2026): Februari
Publisher : Wasīlah: Journal Of Sharia Sciences

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Abstract

This study aims to analyze the influence of Corporate Governance on saving interest at BMT UGT Nusantara Arosbaya Branch. The research employs a quantitative approach with an associative design to examine the relationship between Corporate Governance and customers’ saving interest. The population consisted of 2,300 saving customers, with a sample of 25 respondents selected using the Slovin formula and non-probability sampling technique. Data were collected through questionnaires using a five-point Likert scale, supported by observation and documentation. Data analysis was conducted using descriptive statistics and simple linear regression after passing validity, reliability, and classical assumption tests. The findings indicate that Corporate Governance has a positive but statistically insignificant effect on saving interest. Although customers perceive the implementation of governance principles—such as transparency, accountability, responsibility, and independence—as good, these factors are not the primary determinants of their saving decisions. Social relationships, trust, and community-based characteristics appear to play a more dominant role. This study suggests that while Corporate Governance remains essential for institutional sustainability, its impact on saving interest requires integration with service quality improvement and value-based approaches.
Co-Authors Fageh, Achmad Kholid, Kholid Muktadir, Muktadir