Matrik: Jurnal Manajemen, Strategi Bisnis, Dan Kewirausahaan
Vol. 20 No. 1 (2026)

Cooperative and Financial Literacy on Cooperative Performance: The Mediating Role of Business Capability

Djuniardi, Dede (Unknown)
Karmela, Lili (Unknown)
Kartika, Neng Evi (Unknown)



Article Info

Publish Date
28 Feb 2026

Abstract

The aim of this study is to examine how cooperative literacy, financial literacy, and business capability influence cooperative performance in Indonesia, with a focus on West Java, where performance remains relatively low due to suboptimal managerial competence.A questionnaire was used to gather data, and it yielded analyzable responses from 581 respondents consisting of chairperson, scretary and tresurer cooperatives in West Java. The entire data processing by SEMPLS with WarpPLS software.  This study finds that cooperative literacy, financial literacy and business capability have an impact on cooperative performance. Cooperative literacy has positive impact to business capability, but financial literacy is not. Then business capability can mediation to cooperative literacy but not for financial literacy. Cooperative management must improve their knowledge of cooperatives, financial management and business knowledge through training programs for cooperatives to flourish more effectively.

Copyrights © 2026






Journal Info

Abbrev

jmbk

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

MATRIK: JURNAL MANAJEMEN, STRATEGI BISNIS, DAN KEWIRAUSAHAAN aims as a medium of exchange of information and scientific works among the teaching staff, alumni, students, practitioners and observers of science in management, business strategy and entrepreneurship. MATRIK: JURNAL MANAJEMEN, STRATEGI ...