Didaktik : Jurnal Ilmiah PGSD STKIP Subang
Vol. 11 No. 02 (2025): Volume 11 No. 02 Juni 2025

PENGARUH LITERASI FINANSIAL, KONTROL DIRI, DAN LINGKUNGAN TEMAN SEBAYA TERHADAP PERILAKU EKONOMI SISWA SMK PALAPA BANDAR LAMPUNG

Mohamad Ghinau Thofadillah (Universitas Lampung)
Novitria Amalia (Universitas Lampung)
Zildjian Fitri (Universitas Lampung)
Yuni Lestari (Universitas Lampung)
Cindi Yosari Saragih (Universitas Lampung)
Rahmawati (Universitas Lampung)
Suroto (Universitas Lampung)



Article Info

Publish Date
14 Jul 2025

Abstract

The financial management skills of vocational high school students at SMK Palapa Bandar Lampung are relatively low, with an index of 55% and classified as less literate in terms of financial literacy. The purpose of this study is to determine how financial literacy, self-control, and peer environment influence the economic behavior of vocational high school students at SMK Palapa Bandar Lampung. This quantitative study uses a descriptive-verificative method, an ex post facto approach, and a survey. This study involved 30 students. Saturated sampling was used to collect samples from 30 students in grades X and XI. The coefficient of determination (R2) test, classical assumption test, multiple linear regression test, simultaneous F-test hypothesis, and Pearson's product-moment correlation formula were used to test the reliability and validity of the closed-ended questionnaire with a Likert scale. Simultaneously, the three variables (financial literacy, self-control, and peer environment) had a significant influence on students' economic behavior, with an explanatory power of 52.2% (adjusted R-square 0.522). This indicates that although financial literacy individually is not dominant, self-control and peer environment factors play a role in shaping the economic behavior of vocational high school students at SMK Palapa Bandar Lampung, while the remaining 47.8% is influenced by factors outside the scope of this study.

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Journal Info

Abbrev

didaktik

Publisher

Subject

Education

Description

Didaktik : Jurnal Ilmiah PGSD STKIP Subang adalah salah satu jurnal yang dterbitkan oleh STKIP Subang, jurnal ini mempunyai bidang cakupan yaitu Penelitian Pendidikan. Terbit pada bulan Juni dan Desember setiap tahunnya. Didaktik : Jurnal Ilmiah PGSD STKIP Subang melalui proses review oleh dua ...