Jurnal Bisnis Kompetitif
Vol 5 No 1 (2026): JURNAL BISNIS KOMPETIF (JBK) 2026

ANALISIS PENGARUH LITERASI KEUANGAN DAN PENGELOLAAN KEUANGAN TERHADAP KINERJA KEUANGAN PADA USAHA MIKRO DI DESA RAMBAH JAYA

Meirani , Anisa (Unknown)
Rahayu, Heffi Christya (Unknown)
Kurniawan, Hendry (Unknown)



Article Info

Publish Date
14 Mar 2026

Abstract

This study aims to analyze the influence of financial literacy and financial management on the financial performance of micro-enterprises. This study uses a quantitative method with a survey approach. Data were obtained through distributing questionnaires to micro-enterprises and analyzed using multiple linear regression analysis. The results show that financial literacy has a positive and significant effect on the financial performance of micro-enterprises. In addition, simultaneously, financial literacy and financial management have a significant effect on the financial performance of micro-enterprises. The coefficient of determination (R Square) value of 0.169 indicates that financial literacy and financial management can explain 16.9% of the financial performance of micro-enterprises, while the remaining 83.1% is influenced by other factors outside this study. Thus, increasing financial literacy and good financial management can improve the financial performance of micro-enterprises.

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Journal Info

Abbrev

bisniskompetif

Publisher

Subject

Social Sciences

Description

Jurnal Bisnis Kompetif diterbitkan oleh Komunitas Manajemen Kompetitif. Jurnal ini diterbitkan tiga kali pada bulan Maret, Juli dan Nopember. Ini berisi artikel-artikel seperti karya ilmiah (riset dan non-penelitian), studi analitis, aplikasi teoritis dan ulasan masalah bisnis. Penerbitan jurnal ini ...