Sharia Economic and Management Business Journal (SEMBJ)
Vol. 7 No. 1 (2026): February

The Influence of Capital, Education, and Motivation of Female Fisherwomen on the Development of Fisheries Entrepreneurship in Manado City

Sandra Ingried Asaloei (Unknown)
Yappi Rompas, Welson (Unknown)
W. Tumiwa, Juliana (Unknown)



Article Info

Publish Date
10 Feb 2026

Abstract

Background: Female fisherwomen in coastal Indonesia play a key role in post-harvest fisheries activities, yet their entrepreneurship development remains constrained by limited capital access, inadequate education, and motivational barriers. Objective: This study examines the influence of capital access, educational level, and entrepreneurial motivation on fisheries entrepreneurship development among female fisherwomen in Manado City, using an Islamic entrepreneurship framework. Method: A quantitative survey design was employed with 120 respondents selected through purposive sampling across four coastal sub-districts of Manado. Multiple linear regression was used to test four hypotheses. Results: Capital access (β = 0.312, p < 0.01), educational level (β = 0.287, p < 0.01), and entrepreneurial motivation (β = 0.341, p < 0.01) each significantly and positively influence fisheries entrepreneurship development, with the model explaining 60.8% of variance (Adj. R² = 0.608). Entrepreneurial motivation is the strongest predictor. Conclusion: Integrating Islamic microfinance instruments (qard hasan, mudharabah) alongside gender-responsive entrepreneurship education and productive waqf mechanisms can meaningfully strengthen women's fisheries entrepreneurship in coastal Indonesia.

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Journal Info

Abbrev

sembj

Publisher

Subject

Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Other

Description

SEMB-J, sharia economic and management business journal is peer-reviewed journal published by Yayasan Darussalam Bengkulu. SEMB-J focus on the research of sharia economic and management business. The aim of this journal is to explore and develop economic management related to islamic and business. ...