Community: Jurnal Hasil Penelitian dan Pengabdian Masyarakat
Vol. 5 No. 1 (2026)

The Influence of Financial Literacy on Gold Investment Interest (A Study of Students at Ma'arif University, Lampung)

Adien Wahyu Lestari (Universitas Ma’arif Lampung)
Eka Nurzanah (Universitas Ma’arif Lampung)



Article Info

Publish Date
16 Apr 2026

Abstract

This study aims to analyze the influence of financial literacy, consisting of financial knowledge, financial skills, and financial confidence, on gold investment interest among students at Ma'arif University, Lampung. The research method used was a quantitative approach with a survey type, involving 103 respondents selected using a purposive sampling technique. Data were collected through a Likert scale questionnaire and analyzed using multiple linear regression with the help of the SPSS application program. The results showed that partially, financial knowledge and financial skills did not have a significant effect on gold investment interest. Conversely, financial confidence proved to have a positive and significant effect and was the most dominant variable. Simultaneously, the three independent variables had a significant effect on gold investment interest. The coefficient of determination (R-Square) value showed that the model was able to explain 40.5% of the variation in investment interest, while the remaining 59.5% was influenced by other factors outside the study. These findings confirm that psychological aspects, especially financial confidence, have a significant role in driving student investment interest compared to aspects of knowledge and skills alone.

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Journal Info

Abbrev

cm

Publisher

Subject

Education Public Health Social Sciences

Description

FOCUS Community: Jurnal Hasil Penelitian dan Pengabdian Masyarakat (Journal of Research and Community Service) is a peer-reviewed journal published by Perkumpulan Dosen Tarbiyah Islam Indonesia (PDTII) and focuses on publishing articles resulting from research and community service carried out by ...