Mappideceng:Jurnal Ekonomi Syariah
Vol 2 No 1 (2025): Mappideceng: Jurnal Ekonomi Syariah

Analisis SWOT pada Produk KUR Syariah di PT. Pegadaian Syariah Kabupaten Pinrang

A. Nur Hazizah (STAI DDI Pinrang)
Desy Arum Sunarta (STAI DDI Pinrang)
Andi Bisyriani (STAI DDI Pinrang)



Article Info

Publish Date
15 Oct 2025

Abstract

This study is entitled SWOT Analysis on Sharia KUR Products at PT. Pegadaian Syariah Pinrang Regency. The main objective of this study is to analyze SWOT on Sharia KUR products at PT. Pegadaian Syariah Pinrang Regency. The research method used is descriptive qualitative with data collection techniques through observation, interviews, and documentation. The results of the study indicate that 1) a financing mechanism based on sharia principles aimed at micro, small, and medium enterprises (MSMEs). The marketing strategy for this product is not too aggressive because it is widely known by customers as a product with low interest. However, there are several shortcomings, namely the absence of collateral in the loan, so that if there is arrears, the collection process becomes difficult. The main obstacle in submitting KUR is usually related to filing, such as incomplete business permits. 2) SWOT analysis is a strategic planning method used to evaluate Strengths, Weaknesses, Opportunities, and Threats in a business, project, or organization. The demand for KUR is quite high with many enthusiasts and submission of files

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Journal Info

Abbrev

mappideceng

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

The journal encompasses a broad and integrative scope of scholarship in Islamic economics. It covers studies in Islamic economic law, Islamic banking and finance, Islamic business and entrepreneurship, as well as Islamic law and Islamic marketing. In addition, the journal welcomes research on ...