cover
Contact Name
Desy Arum Sunarta
Contact Email
desyarumdas@gmail.com
Phone
-
Journal Mail Official
desyarumdas@gmail.com
Editorial Address
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Location
Kab. pinrang,
Sulawesi selatan
INDONESIA
Mappideceng:Jurnal Ekonomi Syariah
Published by STAI DDI Pinrang
ISSN : -     EISSN : 31239439     DOI : -
Core Subject : Religion, Economy,
The journal encompasses a broad and integrative scope of scholarship in Islamic economics. It covers studies in Islamic economic law, Islamic banking and finance, Islamic business and entrepreneurship, as well as Islamic law and Islamic marketing. In addition, the journal welcomes research on Islamic philanthropy, including zakat, waqf, and Islamic social finance, alongside studies on Islamic human resource management. Contemporary and applied discussions on the halal supply chain and the halal industry also form an important part of the journal’s academic focus. Furthermore, the journal remains open to other relevant and emerging topics that contribute to the theoretical development, empirical analysis, and practical advancement of Islamic economics.
Articles 20 Documents
Digitalisasi Bisnis Syariah: Peluang Baru bagi Womenpreneur Desy Arum Sunarta
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 1 (2024): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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Abstract

The development of digital technology has created great opportunities for womenpreneurs to develop sharia businesses. This research aims to analyze how digitalization can empower womenpreneurs to increase income, expand market reach, and contribute to sharia economic growth. The research method used is a literature review. The research results show that digitalization has had a positive impact on sharia businesses managed by womenpreneurs, but there are still several challenges that need to be overcome.  
Dampak Direct Selling Online terhadap Pedagang Pasar Tradisional: Perspektif Ekonomi Syariah Rasyidah Bulqis
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 1 (2024): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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The rapid growth of e-commerce and online direct selling has changed the trade landscape significantly. This phenomenon has complex impacts, especially for traditional market traders who have existed for centuries. This research aims to analyze in depth the impact of online direct sales on traditional market traders, taking into account the sharia economic perspective. The impact of online direct selling on traditional market traders is complex and multidimensional. The emergence of online direct selling has created increasingly fierce competition for traditional market traders. Ease of access, various product choices, and competitive price offers are the main attraction for consumers. Challenges and opportunities exist simultaneously. With the right government policies and joint efforts from all parties, it is hoped that a harmonious balance can be created between the development of online business and the business continuity of traditional market traders.  
IMPLEMENTASI AKAD MUKHABARAH DALAM PRAKTEK TESANG GALUNG Wahyuni
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 1 (2024): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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This jurnal discusses the Implementation of Mukhabarah Contracts in the practice of Tesang Galung in Massewae Village, Duampanua Pinrang District. The purpose of this thesis research is to find out the muzara'ah and mukhabarah contracts in the practice of tesang galung which are based on the form of cooperation between land owners, third parties and managers. The practice carried out by the people of Massewae Village, Duampanua District, is in this tesang galung practice to see the implementation of the muzara'ah and mukhabarah contracts in a system that has blended in with custom.                     This type of research is qualitative where this research links several parties in it, by directly meeting sources of information in the field, namely the community who practice the tesang galung. The methods used are interviews, observation, documentation. Followed by data analysis to the validity of the existing data in the field.                     The results of this study are: first, the existing system in the practice of tesang galung includes the form of cooperation and profit sharing between the land owner and cultivator where this form of cooperation is carried out by two parties between the land owner and the second is the implementation, where when the land owner If the cultivator is given to manage their land, then the land owner fully surrenders and will receive profit sharing. And thirdly, the muamalah activity of the tesang galung practice carried out by the people of Massewae Village, Duaampanua Pinrang District, if it is associated with the muzara'ah and mukhabarah contracts, it is clear that this has not been implemented properly, however, there are some who have implemented muzara'ah and forms of cooperation from the tesang galung practice, more closely following the customary system that has blended in with the people of Massewae Village, Duampanua Pinrang District. Because they think that it is fair for them for some people.
Mekanisme Denda Yang Adil Dalam Pembiayaan Akad Bai' Bitsman Ajil: Perspektif Ekonomi Islam Andi Bisyriani; Zulfahry Abuhasmy
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 1 (2024): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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Bai' Bithaman Ajil (BBA) is one of the financing instruments widelyapplied in the Islamic financial system, where buyers purchasegoods with deferred payments in the form of installments. Despiteoffering a flexible financing alternative, the main challenge in theimplementation of BBA contracts is a fair penalty mechanism,especially in the context of late payments by debtors. This researchaims to explore a penalty mechanism that complies with Islamiceconomic principles, focusing on fairness, transparency, andavoiding usury. In Islamic economics, fines must be compensatory,proportionate, and not become an additional burden that harms thedebtor. A fair fine mechanism must also pay attention to flexibilityfor customers experiencing economic difficulties, and avoidexploitation practices. This research uses a literature reviewapproach and systematic analysis of relevant literature, with the aimof formulating policies that support more inclusive and equitableIslamic financing practices. The results show that the application offines in BBA must consider the principles of justice, transparency,and the principle of rahmah in Islam, in order to create a balancebetween rights and obligations, and maintain social welfare. Theimplementation of a fair penalty mechanism is not only important toensure contract compliance, but also to create trust between Islamicfinancial institutions and customers
Kontribusi Halal Value Chain dalam Pengembangan Ekonomi Syariah pada UMKM Desy Arum Sunarta; Nurfadilah Maulana; Riski Apriliani
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 2 (2024): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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The global Islamic economy industry focuses on highly consumptive and competitive sectors, such as food, lifestyle, tourism, and finance. The principle of halal serves as a universal indicator for Muslims regarding product quality and living standards. Therefore, it is crucial to start with halal raw materials and maintain integrity throughout the entire halal supply chain. The implementation of a halal value chain for all products is a form of trust for all producers. The distribution and marketing of halal food and beverage products must indicate the Shariah values and must not be mixed with non-halal products. This research aims to explore the development of the Islamic economy through the support of halal value chain implementation and to analyze data on the growth of halal certification among MSMEs in Indonesia, particularly in South Sulawesi. This study used a literature review method, gathering references relevant to the research topic. The findings indicate that the support for the halal value chain does not stop at distribution and marketing but also requires strengthening Islamic financial institutions, regulations, and research development. Aspects such as protection, impartiality, legal certainty, transparency, effectiveness, and efficiency are highly valued in ensuring the halal guarantee of a product. For Muslim consumers, halal certification is essential as it integrates religious values with consumer rights.
IMPLEMENTASI AKAD QARDH TERHADAP PEMBIAYAAN DI KOPERASI AMANAH MULIA IKHLAS (KAMI) KABUPATEN PINRANG Aisyah Ramadhani; Mustamin B; Andi Bisyriani
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 2 (2024): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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Abstract

The qardh contract financing procedure at the Amanah Mulia Ikhlas Cooperative in Pinrang Regency is a process of providing loans without interest that is mutually beneficial between members. Customers or members submit financing applications to the cooperative by completing administrative requirements. After going through a verification process and feasibility analysis, the cooperative will disburse the loan funds. Customers are then required to repay the loan within the agreed time period, without additional interest. The entire process follows sharia principles, avoids usury, and prioritizes the principles of justice and mutual benefit. The implementation of the qardh contract in financing at the Amanah Mulia Ikhlas Cooperative in Pinrang Regency has been truly implemented.
Implementasi Prinsip-Prinsip Ekonomi Syariah Pada Koperasi Pondok Pesantren Ittihadul Usrati Wal-Jamaah Ddi Lerang-Lerang Kabupaten Pinrang Sitti Mulyana; Desy Arum Sunarta; Wahyuni
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 2 (2024): Mappideceng: Jurnal Ekonomi Syariah
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Sharia economics emphasizes the importance of balance between worldly and afterlife needs, where every economic activity, including in cooperatives, must be in accordance with Islamic principles. These principles include justice, honesty, responsibility, and freedom from usury, gharar, and maysir. Islam views spiritual and material aspects as an inseparable unity.The sharia cooperative at the IUJ DDI Lerang-Lerang Islamic Boarding School, Pinrang Regency, is a real example of the application of Islamic economics in an educational environment. This cooperative functions as a fair and transparent economic forum, as well as an educational medium for students and the community in applying Islamic values ​​in daily economic activities. Researchers are interested in studying its implementation because of its potential in forming Islamic economic character from an early age.The results of the study show that: 1) The implementation of the principles of Islamic economics in this cooperative has reflected the principles of justice, welfare, and mutual assistance in economic activities, especially in providing business capital to members. 2) Although the cooperative has implemented the principles of Islamic economics.
Analisis Minat Masyarakat dalam Membayar Zakat Secara Online di BAZNAS (Studi Kasus BAZNAS Kabupaten Pinrang) Sri Rahayu; Wahyuni; Andi Bisyriani
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 2 (2024): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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The development of digital technology encourages innovation in religious services, including zakat payment. BAZNAS Pinrang Regency has provided online zakat payment services to facilitate the community. This study aims to analyze public interest in paying zakat online at BAZNAS Pinrang Regency with a qualitative approach and case study method. Data were obtained through interviews with potential community members as muzakki, BAZNAS administrators, and other related parties, as well as through observation and document analysis. The results showed that community interest still varies. Some people are interested because of the convenience and practicality of the online system, while others continue to choose conventional methods due to habits and limitations in understanding technology. The main obstacles include low digital literacy, limited internet access in some areas, and lack of trust in the online system, so direct payments are considered safer and more convenient for some people.
Tinjauan Kelayakan Bisnis Syariah Pada Usaha Sarang Burung Walet Di Dusun Batri Desa Kaballangang Reza Syaripuddin; Mustamin B; Rasyidah Bulqis
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 2 (2024): Mappideceng: Jurnal Ekonomi Syariah
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This research is titled “A Study of the Feasibility of a Sharia Business in the Edible Bird’s Nest Enterprise in Batri Hamlet, KaballangangnVillage.” The main objective of this research is to analyze the feasibility of the edible bird’s nest business from a sharia business perspective by considering legal, market, management, and environmental aspects.The research method used is descriptive qualitative, with data collection techniques including observation, interviews, and documentation. The findings of the first research question indicate that the swiftlet nest business in Batri Hamlet, Kaballangang Village, has significant economic potential, but there are challenges such as price fluctuations. From the perspective of Sharia law, this business is permissible as long as it adheres to Islamic principles, such as justice and transparency.The findings of the second research question indicate that the swiftlet nest business in Batri Hamlet, Kaballangang Village, is running well and has the potential to improve family economies. This is due to the relatively high price of swiftlet nests and the satisfactory harvests obtained by swiftlet entrepreneurs. In conclusion, this business is feasible under sharia principles but requires improvements in certain aspects to better align with Islamic economic principles and sustainability.
Analisis SWOT pada Produk KUR Syariah di PT. Pegadaian Syariah Kabupaten Pinrang A. Nur Hazizah; Desy Arum Sunarta; Andi Bisyriani
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 1 (2025): Mappideceng: Jurnal Ekonomi Syariah
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This study is entitled SWOT Analysis on Sharia KUR Products at PT. Pegadaian Syariah Pinrang Regency. The main objective of this study is to analyze SWOT on Sharia KUR products at PT. Pegadaian Syariah Pinrang Regency. The research method used is descriptive qualitative with data collection techniques through observation, interviews, and documentation. The results of the study indicate that 1) a financing mechanism based on sharia principles aimed at micro, small, and medium enterprises (MSMEs). The marketing strategy for this product is not too aggressive because it is widely known by customers as a product with low interest. However, there are several shortcomings, namely the absence of collateral in the loan, so that if there is arrears, the collection process becomes difficult. The main obstacle in submitting KUR is usually related to filing, such as incomplete business permits. 2) SWOT analysis is a strategic planning method used to evaluate Strengths, Weaknesses, Opportunities, and Threats in a business, project, or organization. The demand for KUR is quite high with many enthusiasts and submission of files

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