Ilomata International Journal of Management
Vol. 7 No. 2 (2026): April 2026

Financial Literacy in MSMEs: Evidence from Creative Economy Entrepreneurs in Jakarta

Gunawan, Aristo Surya (Unknown)
Cahayani, Ati (Unknown)



Article Info

Publish Date
27 Apr 2026

Abstract

There is a phenomenon that Micro, Small, and Medium Enterprises (MSMEs) difficult to grow and face bankruptcy might due to lack of financial knowledge. Financial literacy is crucial for MSMEs which it serves as a foundation that enables MSMEs entrepreneurs to manage their financial resources more effectively, which ultimately contributes to the sustainable growth of their businesses. This study aims is to identify a descriptive overview the level of financial literacy among creative economy MSME entrepreneurs in Jakarta. This research using a descriptive quantitative data analysis. Quantitative data were collected through the distribution of questionnaires to 70 respondents. The quantitative data analysis using the overall mean score technique. The findings indicate that the respondents demonstrate positive level of financial literacy with all dimensions tested under “agree”, particularly in awareness of value for money, financial discipline, planning and preparedness. However, respondents’ financial literacy remains at basic stage, and still limited in more advanced financial instruments and capital market activities.

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Journal Info

Abbrev

ijjm

Publisher

Subject

Social Sciences

Description

The analysis of this study aims to determine whether recruitment positive and significant effect on the performance of employees in the Manufacturing Company. To know able to moderate recruitment monitoring the performance of employees in the Manufacturing Company. Data analysis technique used is ...