Journal of Shariah Economics
Vol. 6 No. 2 (2024): Journal of Sharia Economics

HAJJ FINANCING, DSN MUI, NAHDLATUL ULAMA, PERSIS, ISLAMIC FINANCE PERSPECTIVES

Muhammad Muslih (Universitas Islam Negeri Sunan Ampel Surabaya)
Mohammad Septian (Universitas Islam Negeri Sunan Ampel Surabaya)



Article Info

Publish Date
21 Dec 2024

Abstract

Examines the varied views on talangan haji (hajj financing) in Islamic finance, focusing on the perspectives of key Islamic institutions like the Dewan Syariah Nasional-Majelis Ulama Indonesia (DSN-MUI), Nahdlatul Ulama (NU), and Persatuan Islam (PERSIS). The discussion highlights the ethical and religious debates surrounding the use of financial assistance for haji, traditionally a duty only for those who can afford it without hardship. Talangan haji, essentially a benevolent loan, is scrutinized for its adherence to Islamic principles, especially regarding interest (riba) and the affordability of the pilgrimage. DSN-MUI supports talangan haji, arguing it meets Islamic guidelines by aiding Muslims in fulfilling their religious duties without involving riba. Conversely, NU and PERSIS express concerns; NU worries about the potential dependency on financial schemes that might contradict self-sufficiency in pilgrimage, while PERSIS questions the moral implications of incurring debt for religious purposes, which could compromise the required financial independence. This exploration provides a comprehensive understanding of the intersection between modern financial practices and traditional religious obligations, enhancing the ongoing discourse in Islamic jurisprudence about the relevance of ancient religious practices in contemporary settings.

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Journal Info

Abbrev

JSE

Publisher

Subject

Religion Economics, Econometrics & Finance Education Social Sciences Other

Description

JOURNAL OF SHARIA ECONOMICS adalah jurnal ilmiah berkala yang dikelola dan diterbitkan oleh Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Al Hikmah Indonesia serta bekerja sama dengan Asosiasi Ekonom Islam Indonesia Jurnal ini berfokus pada kajian ekonomi dan ekonomi ...