Journal of Shariah Economics
Vol. 4 No. 1 (2022): Journal of Sharia Economics

Pengalihan Aset Jaminan Fidusia Saat Proses Penyidikan Di Kepolisian

Agus Setiyawan (Universitas Dr. Soetomo Surabaya)
Sri Astutik (Universitas Dr. Soetomo Surabaya)
Moh. Taufik (Universitas Dr. Soetomo Surabaya)



Article Info

Publish Date
19 Dec 2025

Abstract

The use of fiduciary security as a proprietary security right plays a crucial role in supporting financing activities and maintaining economic stability. However, in practice, problems frequently arise in the form of the transfer of fiduciary collateral assets by debtors without the prior written consent of creditors, which may result in criminal legal consequences. This article aims to analyze the legal framework and law enforcement practices concerning the transfer of fiduciary collateral assets during police investigation processes. This study employs a normative juridical research method with statutory and conceptual approaches. The findings indicate that Law Number 42 of 1999 on Fiduciary Security provides a clear legal basis regarding the prohibition of transferring fiduciary objects and the imposition of criminal sanctions on violators. In the context of investigations, the police play a strategic role in uncovering fiduciary transfer offenses, while simultaneously facing challenges in balancing criminal law enforcement with the protection of creditors’ civil rights. Therefore, a proportional law enforcement approach, including the application of restorative justice, is necessary to achieve legal certainty, justice, and expediency in resolving fiduciary cases.

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Journal Info

Abbrev

JSE

Publisher

Subject

Religion Economics, Econometrics & Finance Education Social Sciences Other

Description

JOURNAL OF SHARIA ECONOMICS adalah jurnal ilmiah berkala yang dikelola dan diterbitkan oleh Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Al Hikmah Indonesia serta bekerja sama dengan Asosiasi Ekonom Islam Indonesia Jurnal ini berfokus pada kajian ekonomi dan ekonomi ...