Journal of Islamic Banking
Vol. 6 No. 1 (2025): Journal of Islamic Banking

Manajemen Resiko Pembiayaan Bank Syariah Indonesia : Tantangan dan Solusi

Heri Kuncoro Putro (Universitas Al-Hikmah Indonesia)
Andriani . (Universitas Islam Negeri Syekh Wasil Kediri)
Moh Agus Sifa' (Universitas Al-Hikmah Indonesia)



Article Info

Publish Date
27 Jun 2025

Abstract

Risk management in Islamic financial institutions should be a primary concern. Good risk management can help Islamic banks to identify, measure, manage, and control the risks faced. The study aims to find out more about the challenges faced and the solutions implemented by financial institutions, especially Islamic banking. The research method uses a descriptive qualitative method with data collection through case studies, literature reviews, observations and interviews with related parties. The results of the study show the challenges faced by Islamic banking in risk management in the form of: technology risk, digital security risk, liquidity risk and risk of compliance with Islamic financial principles. Solutions are needed to address the challenges faced, namely, first, implementing the Basel III standard risk management framework, AAOIFI standards and the specific needs of the Islamic fintech ecosystem. Second, providing training and educating human resources.

Copyrights © 2025






Journal Info

Abbrev

JIB

Publisher

Subject

Economics, Econometrics & Finance

Description

Journal of Islamic Banking is a periodical scientific journal managed and published by Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Al Hikmah Indonesia This journal specializes in the study of Islamic banking The manager welcomes contributions in the form of articles ...